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BILL Spend & Expense (Formerly Divvy)BILL Spend & Expense, formerly Divvy, offers credit limits from $500-$5M* and automated expense management software that's free.BILL Spend & Expense (Formerly Divvy) AP & AR Overview Accounts Payable Accounts Receivable Cashflow Forecasting Integrations Features Pay By Card Invoicing ACH Payments AP Controls Int'l Payments Security Approvals API Explore BILL's Integrated Platform SupportStreamline how you pay and get paid.Request a Demo Spend & Expense Overview Spend & Expense Business Credit Company Card Virtual Card Integrations Features Expenses Rewards Budgets Reimbursements Mobile App Payments Services Reporting & Insights API Explore BILL's Integrated Platform SupportGet credit, control budgets, and manage spend.Request a Demo Accounting Firms BILL for Accounting Firms Maximize efficiency and accelerate growth BILL for Wealth Management Manage high-net worth clients with confidence Accountant Resource Center Tips, tools, and training for accountantsLearn & ConnectAccountant ConsoleAccountant Partner ProgramPricing for AccountantsAccountant Community LoginRequest a Demo5 Steps to CAS SuccessDownload the Guide Solutions Small Businesses Easily manage & automate your processes Midsize Companies Scale your financial operations efficiently Multi-Entity Automate for multiple entities or locations Partnerships Explore BILL's partnership opportunitiesBy IndustryConstructionNonprofitsEducationProfessional ServicesHealthcareRetail and EcommerceHospitalitySoftware and TechnologyManufacturingWealth ManagementMillions of businesses and accounting firms trust BILL.Explore Customer Stories Resources Resource Center Guides, events, and downloadables from BILL BILL Blog The #1 blog on all things financial operations Customer Stories See how BILL helps thousands of businessesLearn & ConnectLearning CenterGuidesWebinarsBusiness TemplatesBILL Product UpdatesFind an Accountant5 ways to increase CAS revenueGet the Guide Company Press Releases Official communications from BILL Investor Relations Information and resources for investors CareersWe're Hiring! Careers overview and current job openings Partnerships Explore BILL's partnership opportunitiesAbout BILLOur StoryLeadershipNews CoveragePress KitContact UsBILL is making the financial back office a better place.Start Using BILL Today PricingLoginGet StartedCard first. Software second. Expense reports, never.BILL Spend and Expense combines a powerful company card with expense management software to streamline reporting and give you more control over spend.Request a demo to get startedControl Budgets | Manage Spend | Get CreditI'm with a:Small or midsize businessAccounting FirmBy continuing, you agree to BILL's Terms of Service and Privacy Notice.Thank you! Your submission has been received!Oops! Something went wrong while submitting the form.transforming spend & expense management for thousands of businessesControl. Simplify. Save.BILL Spend & Expense is the all-in-one expense management solution that combines free software with access to the BILL Divvy Card² to provide you with real-time visibility and customizable control over your business finances. Business creditBILL makes it easy to access the funding you need, no matter the size of your business. Apply online now. Expense managementExpense management software that streamlines your expenses. No more expense reports. No more wasted time. Budget managementTake control of your budgets and start spending smarter with customizable spend controls and policies. Mobile appEnable your team with the tools they need to spend smarter on the go and easily complete transactions in real-time. Virtual cardsProtect your business from fraud and overspending with BILL Divvy Card virtual cards. ReimbursementsTrack out-of-pocket expenses and manage reimbursements all in one place with BILL Spend & Expense.What customers are saying about BILL Spend & Expense“Calendly has saved 7-10 hours a month and about $15-20k a year on expense reporting since switching to BILL Spend & Expense.”Jonathan Rue, Senior Finance/Accounting Analyst"BILL Spend & Expense allows us to close our month end books in days rather than weeks."Jeff Vandergiessen, CEO"We save so much time on expense reports, and we've been able to capitalize on rewards to pay for almost $10,000 worth of travel costs recently!"Carrie Leggins, Director of Operations "It has made a big impact on our ability to distribute funds, track, and give autonomy to our departments. It's super user friendly and I like the rewards as well."Heather Amann, CFO Get rewardedEarn rewards and take advantage of flexible redemption offerings that put money back in your pocket. Cash back Travel Statement credit Gift cardsTerms apply. Learn more about rewards Accounting integrationsBILL Spend & Expense works where you do. Intuit QuickBooks Oracle NetSuite Sage IntacctExplore Integrations What users are saying$10,630average monthly savings.94%of users would recommend BILL to a friend.12 hoursaverage monthly time savings.Based on a survey of 127 BILL Spend & Expense users conducted by UserEvidence in March 2022.Free software combined with flexible credit²That’s right. BILL Spend & Expense’s world-class spend management software is free. No hidden fees or contracts As many physical and virtual cards as you need Highly-rated, full-featured mobile app for all usersget started¹Credit lines and the advertised range are not guaranteed and will be determined upon application approval.²BILL Divvy Card is issued by Cross River Bank, Member FDIC. This is not a deposit product.ProductIntegrated PlatformAccounts PayableAccounts ReceivableSpend & ExpenseIntegrations OverviewPlans & PricingBILL AP & ARApprovalsControlsInvoicingAPIMobile AppAccountant ConsoleArtificial Intelligence (AI)SecurityProduct DemoAP & AR IntegrationsQuickBooksSage IntacctOracle NetsuiteMicrosoft DynamicsXeroBILL Spend & ExpenseExpense ManagementBudget ManagementBusiness CreditCorporate CardVirtual CardReimbursementsRewardsMobile AppPayments ServicesReporting InsightsProduct DemoApply for the BILL Divvy CardSpend & Expense IntegrationsQuickBooksSage IntacctOracle NetsuiteSlackHRISXeroPaymentsPayments OverviewACHInternational PaymentsPay By CardNetwork PaymentsSolutionsSmall BusinessesMidsize CompaniesConstructionEducationHealthcareHospitalityManufacturingMulti-Entity SolutionsNonprofitsProfessional ServicesRetail and EcommerceSoftware and TechnologyResourcesResource CenterAccountant Resource CenterLearning CenterBlogWebinarsGuidesBusiness TemplatesCustomer StoriesCompareDevelopersBILL Product UpdatesCompanyOur StoryLeadershipInvestorsPress ReleasesNewsroomPress KitCareersWe're Hiring!Contact UsSupportPartnersAccounting FirmsWealth ManagementBanksPartner ProgramsProductIntegrated PlatformAccounts PayableAccounts ReceivableSpend & ExpenseIntegrations OverviewPlans & PricingBILL AP & ARApprovalsControlsInvoicingAPIMobile AppArtificial Intelligence (AI)SecurityProduct DemoAP & AR IntegrationsQuickBooksSage IntacctOracle NetsuiteMicrosoft DynamicsXeroBILL Spend & ExpenseExpense ManagementBudget ManagementCorporate CardVirtual CardReimbursementsRewardsMobile AppPayments ServicesReporting InsightsProduct DemoSpend & Expense IntegrationsQuickBooksSage IntacctOracle NetsuiteSlackHRISPaymentsPayments OverviewACHInternational PaymentsPay By CardNetwork PaymentsSolutionsSmall BusinessesMidsize CompaniesEducationHealthcareHospitalityManufacturingProfessional ServicesRetail and EcommerceSoftware and TechnologyConstructionResourcesResource CenterAccountant Resource CenterLearning CenterBlogWebinarsGuidesBusiness TemplatesCustomer StoriesFAQsCompareDevelopersBILL Product UpdatesCompanyOur StoryLeadershipInvestorsPress ReleasesNewsroomPress KitRefer a BusinessCareersWe're Hiring!Contact UsSupportPartnersAccounting FirmsWealth ManagementBanksVAR ProgramAccountant Referral Program AP & AR:Terms of ServicePrivacy NoticeSpend & Expense:Terms & ConditionsPrivacy PolicyLegalLicenses and AuthorizationsAcceptable Use PolicyCookie PolicyBILL Network RulesAccessibility StatementDo Not Sell My Personal InformationBILL occasionally uses AI-generated images in marketing materials for illustrative purposes only.BILL AP/AR services are provided by Bill.com LLC; Spend & Expense services are provided by Divvy Pay LLC; BILL Divvy Card is issued by Cross River Bank, Member FDIC. This is not a deposit product.©2025 BILL Operations, LLC. BILL, the BILL logo, and the “b” logo are trademarks of BILL Operations, LLC. All other company names and brands are the property of their respective owners.1770686041https://getdivvy.com

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