https://westfund.com.au

Award-winning Not-for-profit Health Insurance | WestfundYou might not have heard of us, but we’ve been around for over 140 years and have over 140,000 members. Award-winning, not-for-profit, member-owned health fund - Westfund - Private Health Insurance.Award-winning Not-for-profit Health Insurance | Westfund Certain Extras benefits have changed from 1 January 2026. You can learn more about the Benefit Changes and how they may apply to you here. Skip to content Sitewide search Upgrade to Microsoft Edge to get the full experience Our new website isn't supported in Internet Explorer. For the best experience, upgrade to Edge, Chrome or Firefox. Blog Newsroom Privacy and Security Search Westfund Menu Westfund Health Insurance Our Covers Hospital Extras Ambulance Overseas (OVHC) Corporate Covers Designed For Young adults Couples Growing families Established families Mature singles and couples Health insurance 101 Switching to Westfund Why have private health insurance? What are waiting periods? Health Care Our Clinics Westfund Dental Care Westfund Eye Care Westfund Skin Screening Digital Health Health Co-Op Health and Wellbeing Programs Ask a Health Professional Find a Provider Find a Provider of Choice Find a No-Gap Specialist Find a Hospital About Us Community Our Community Westfund Community Grants Program Our Story About Westfund Our History Our Corporate Values Our Leadership Team Careers Awards Publications and Reports Westfund Regional Health Gap Report 2023 Annual Reports Health Co-Op Contact Health Insurance Looking for a quote? Find your cover Our Covers Hospital Extras Ambulance Overseas (OVHC) Corporate Covers designed for Young adults Couples Growing families Established families Mature couples and singles Health Insurance 101 Why have private health insurance? Switching to Westfund What are waiting periods? Health Care Our Clinics Westfund Dental Care Westfund Eye Care Westfund Skin Screening Digital Health Health Co-op Health and Wellbeing Programs Ask a Health Professional Find a Provider Find a Provider of Choice Find a No-Gap Specialist Find a Hospital Members Online Services Member Login Make a Payment Member Benefits and Rewards Additional Member Support Refer a friend Travel Insurance Using Your Cover Help Desk Forms and downloads Make a payment Going to hospital Checking your Extras limits Extras cover waiting periods explained How to submit an Extras claim Download the app About Community Our Community Community Grants Our Story Our History Our Corporate Values Careers Awards Leadership Team Publications and Reports Westfund Regional Health Gap Report 2023 Annual Reports Health Co-Op Contact Blog Corporate Privacy and Security Login to members online 1300 937 838   Search Members Member Benefits and Rewards Additional member support Refer a Friend Program Travel Insurance Sunglasses Catalogue Marketplace Using Your Cover Help Desk Forms and downloads Make a payment Check your Extras limit Extras cover waiting periods explained Submit an Extras claim Download the app Members Online Member login Get a quote Switch now Up to 8 Weeks Free* Cover. Take it off your to-do list - join an award-winning health insurer on any eligible combination of Hospital and Extras cover* before 3 May 2026. Use promo code JOINWF26 when joining. Learn more Join now   *Terms and conditions apply. Giveback for Good Health We're excited to introduce our Giveback for Good Health package, a $7 million* initiative to support our members with enhanced benefits and support accessing care in 2026. Find out more Share the Feel Good Cover. Get rewarded. Our Refer a Friend program gives both you and your friend a $200 eGift card when they join on an eligible combined cover, or $100 when they join on an eligible hospital only cover*. Refer a Friend Today *Terms and Conditions apply. Health and Wellbeing Programs More for your membership Help Desk Get answers to common questions related to your cover Make a claim Submit a claim online in a few simple steps Going to hospital What to know about going to hospital Find a Provider Find an allied health provider near you Welcome to Westfund. We’re more than a health fund. We’re a not-for-profit organisation building a new kind of health care for collective good. Discover our Health Co-Op We've brought together some of the best digital health programs and local providers who are committed to making health care accessible and affordable for our members - no matter where they live. Learn more Supporting regional communities As a not for profit health insurance fund, we're committed to playing a larger role in reducing the health and wellbeing gap and building healthier communities across Australia’s regions. Learn more More about Westfund Read more about who we are, our 140+ year history looking after Australians' health and our member-focused approach to private health insurance and delivering quality and affordable health care. Learn more Health insurance should put your needs before profit. You're in good hands. You might not have heard of us, but we’ve been around for over 140 years and have over 140,000 members. Rated 4.6 on productreview.com.au (Feb 2026) Awarded 'Top Value Health Insurance' in the 2025 Finder Health Insurance Awards. Experience the Westfund difference that convinces 92% of our members to stay.* We're not for profit and 100% owned by members. *Westfund’s hospital and/or extras retention rate over a 12 month period as at June 2025. Greater choice of providers. Across both metro and regional areas you’ll have access to a national network of doctors, health providers, and one of Australia’s largest network of contracted private hospitals. See our provider network Get more back. As a not-for-profit health fund, we focus on keeping premiums low and paying benefits back to our members. $7 million will be returned to members in 2026 via the Giveback for Good Health program to ease healthcare costs and improve healthcare access for Australians living in regional and remote communities. $1.1 million donated back to charitable organisations building healthy regional communities through the Westfund Community Grants program. We're easy to use. Know your limits.Check your Extras limits anytime, anywhere using the Westfund app. Learn more Easy claiming for the day-to-day.For extras, easy on-the-spot electronic claiming, or though the Westfund App. How to make an extras claim Expert help when you need it.With call centres across NSW and Queensland, our Contact Centre teams are here to answer your questions.   Easy to switch. 30-day guarantee. You can try us for 30 days, if you decide to cancel we’ll refund any premiums paid — as long as no claims are made. You won’t re-serve waiting periods. When you transfer from another private health insurance fund to an equivalent or lower level of cover. We’ll take care of the hard stuff. We can cancel your old policy for you and handle all the paperwork; all you'll need to do is cancel your direct debit with your previous fund. Get a quote Westfund at a glance. Proudly not-for-profit private health fund and 100% member owned. 100% Australian-based customer service teams. Our Contact Centres are located in Lithgow and Penrith in NSW and Maroochydore in Queensland. 200+ employees across regional NSW & QLD and 135,000 members across the country. We're building tools and experiences that help our members navigate the health system and connect to the services they need. A part of leading private health insurance industry bodies; Australian Health Services Alliance, Members Health Fund Alliance and Private Healthcare Australia. We're building healthier communities by donating hundreds of thousands of dollars to local not-for-profit groups though our Community Grants.   Award-winning Health Insurance Winner Finder Awards - Top Value Health Insurance Winner Finder Awards - Legendary Health Insurance Winner WeMoney Best for Value (Health Insurance) Visit our awards page to find out more about the recognitions we've received.   Get started with us today. Find your cover Scroll to top Westfund Download the Westfund App Health Insurance Hospital Cover Extras Cover Corporate Cover Overseas Visitor Health Cover (OVHC) Ambulance Cover Switch Health Insurance Using Your Cover Find a Provider Make a Claim Dependants Cover Eye Care Dental Care Skin Screening Clinics Health & Wellbeing Programs Member Resources Westfund Health Co-Op Refer a Friend Program Forms & Downloads Submit Extras Claim Make a Payment Member Support FAQs About Westfund About Us Our History Our Community Our Leadership Team Our Awards Annual Reports Contact Us Monday to Friday 8:00am - 5:00pm (AEDT) Call us on 1300 937 838 Email us: [email protected] Follow us on Social Media In the spirit of reconciliation Westfund acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today. Why Private Health Insurance Careers Terms and Conditions Privacy Policy Feedback Sitemap ABN 55 002 080 864 © Copyright of Westfund Limited × I am a Westfund member I am a Westfund member Your details Start Chat End Chat Send End Chatenauen-au1772807960https://westfund.com.au

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