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Payments News and Analysis | Payments DivePayments Dive provides in-depth journalism and insight into the most impactful news and trends shaping payments.Payments News and Analysis | Payments Dive Skip to main content CONTINUE TO SITE ➞ Don't miss tomorrow's Payments industry news Let Payments Dive's free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B Retrieved from OCC. Capital One-Discover wins approvals The Federal Reserve and the Office of the Comptroller of the Currency will allow a merger creating the largest U.S. credit card issuer. Read more ➔ Top stories Paper check use surged last year, AFP says CFPB to ‘deprioritize’ payments oversight Visa’s Pismo names new CEO FIS, Global Payments agree to Worldpay deal Pay-by-bank should offer perks: Deloitte The Latest SDI Productions via Getty Images Q&A Spire pushes pay-by-bank model Direct bank payments at the point of sale will become more attractive to merchants through a Discover Financial tie, the CEO says. Retail Permission granted by Fiserv Klarna partners with Fiserv’s Clover A recently signed deal will bring Klarna’s installment loans to Clover checkout at merchants across the U.S. Retail Drazen Zigic via Getty Images Shazam sheds merchant services to focus on debit  The network company divested its merchant services portfolio this month to concentrate on its core business. Retail DNY59 via Getty Images For medical debt, ‘care now, pay later’ models abound As healthcare expenses grow, fintech startups look to boost the affordability — and profitability — of medical payments. Regulations & Policy Michael M. Santiago via Getty Images NY AG alleges two wage access providers made illegal loans The state’s lawsuits against DailyPay and MoneyLion seek to wind down their earned wage access practices in New York. Regulations & Policy jacoblund via Getty Images Worldpay delivers payments industry insights in DC Executives of the merchant services company visited Capitol Hill this month to connect with congressional staffers and share their views on payments. Retail Joe Raedle / Staff via Getty Images Credit card 90-day delinquencies rise to record: report The percentage of U.S. credit card accounts past due for 90 days was the highest in 12 years during the fourth quarter, a Philadelphia Federal Reserve report said. Retail Chip Somodevilla via Getty Images Republicans pressure Fed on debit card fees Some House Financial Services Committee members are pressuring the Federal Reserve to reverse a proposal to lower the debit card fees that banks can charge. Banking Win McNamee via Getty Images Stripe CEO to become a Meta director Patrick Collison will join the board of the public social media company as speculation persists about the possibility of his payments company filing for an initial public offering. Technology Drew Angerer via Getty Images Block agrees to pay $40M New York penalty The payments technology company agreed to pay the fine under a consent order to settle allegations related to lax oversight of its Cash App payments tool. Banking tedestudio via Getty Images Q&A How one startup coordinates your payments Payments orchestration is an increasingly critical task as merchants seek cost efficiencies and the ability to add new payment alternatives and technologies. Retail Getty Images/Staff via Getty Images DOJ scales back crypto enforcement The Justice Department will stop prosecuting “unwitting” regulatory violations and focus its efforts on going after those who victimize crypto investors or use crypto to support illicit activities. Regulations & Policy Justin Sullivan via Getty Images PayPal’s Xoom, Tencent partner on cross-border payments The deal provides another avenue for customers seeking to send remittances to Chinese consumers. Retail Win McNamee via Getty Images House votes to kill CFPB big tech payments rule The measure revoking the bureau’s oversight of large technology payments players, such as Google and Block, passed on a straight party-line vote. Regulations & Policy Courtesy of Shift4. Shift4 CEO Jared Isaacman Shift4 CEO grilled by senators on Musk, SpaceX ties The lawmakers questioned Jared Isaacman on whether he would remain independent of Musk if he is confirmed to lead NASA. Regulations & Policy Courtesy of Square PayPal, Block and others face recession risk: analysts As President Trump’s tariff war raises the specter of a U.S. recession, analysts cited certain payments players as potentially more vulnerable in an economic downturn. Retail Dilok Klaisataporn via Getty Images Do growing fintechs need more federal regulation? State regulators say they’re updating their rules and are best-suited to oversee licensed money transmitters — and a new U.S. payments charter isn’t needed.  Banking Permission granted by Fiserv Fiserv acquires Australian payment facilitator Pinch The move comes after the Milwaukee-based payments processor said it would expand its Clover point-of-sale service in Australia. Retail marchmeena29 via Getty Images Rain raises $75M in equity funding With a fresh capital infusion, the earned wage access provider aims to launch more savings and credit products this year. Banking tattywelshie via Getty Images DailyPay sues New York Attorney General The earned wage access provider lodged a lawsuit against the state after it was notified of alleged lending violations. Banking Alex Wong / Staff via Getty Images Fiserv says US trade war could harm demand The company’s point-of-sale devices are manufactured overseas, and therefore subject to across-the-board import taxes. Retail Mykola Pokhodzhay via Getty Images Stripe seeks Georgia special banking charter If approved, the charter would give Stripe the ability to process credit card transactions without a bank partner. Banking Francis Chung/Politico/AP Cap One-Discover deal detractors assail reported DOJ approval Capital One’s $35 billion purchase faces two remaining federal approvals — and plenty of critics who expect consumers will face higher costs. Banking fluxfoto/E+ via Getty Images US businesses cling to paper checks Large and small businesses alike are still using the 20th-century form of payment extensively, even as the federal government presses ahead with digital alternatives. Banking Permission granted by Durbin's senate office Durbin rounds up CCCA support The Democrat from Illinois asked retail and restaurant industry representatives this week to help build support for the Credit Card Competition Act, but it has yet to be introduced this year. Retail More stories Get the free newsletter Subscribe to Payments Dive for top news, trends & analysis Email: Select user consent: By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Sign up A valid email address is required. Please select at least one newsletter. Most Popular FIS, Global Payments agree to Worldpay deal Stripe CEO to become a Meta director Klarna partners with Fiserv’s Clover Republicans pressure Fed on debit card fees Library resources Webinar - on demand Software Subscriptions: The critical role of financial tech in long-term subscriber growth Custom content for Adyen Trendline Combatting fraud and cyber threats in payments Supported by Adyen Survey Report The Gap Between Retailer Perceptions & Consumer Experiences Custom content for Verifone and FreedomPay View all Company Announcements XRP, DOGE Investors Earn $10,000 Daily with XY Miners From ENTRE-WEALTH LIMITED View all | Post a press release What We're Reading American Banker American Express posts earnings beat amid tariff turmoil Banking Dive CFPB to lay off 1,500 employees pymnts.com MoneyGram Launches Pay-by-Bank Partnership With Plaid View all Events 28 APR Webinar | 2 p.m. ET Is there a Payment Disconnect? Consumers Say Yes, but Retailers Say No Presented by studioID and FreedomPay and Verifone 06 MAY Webinar | 11 a.m. ET Unlocking Merchant Growth: Building a Payment Roadmap for Success Presented by studioID and IXOPAY Promote an event Payments Dive news delivered to your inbox Get the free daily newsletter read by industry experts Email: Select user consent: By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Sign up A valid email address is required. Please select at least one newsletter. Explore About Editorial Team Contact Us Newsletter Purchase Licensing Rights Press Releases What We're Reading Reach our audience Advertising Post a press release Submit an opinion piece Promote an event Related Publications Banking Dive Restaurant Dive Retail Dive Industry Dive is an Informa TechTarget business. © 2025 TechTarget, Inc. or its subsidiaries. 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