https://landc.co.uk

Find your best mortgage with your fee free Mortgage BrokerFee Free Mortgage Advice from the UK's largest Mortgage Broker. Our award-winning mortgage advisors are available online or by phone 7 days a week. Get started today.Find your best mortgage with your fee free Mortgage Broker See our opening hours over the festive periodhereClose Log inMortgages Get startedCompare mortgage dealsFind out how much you can borrowGet a mortgage quoteGet a mortgage in principleMortgages forBuying a homeFirst time buyersRemortgagingBuying to letSign up to our newsletter All about mortgagesFixed rate mortgagesTracker mortgagesSwitch to a new dealMortgage in principleBuy to let remortgagesDiscover all mortgages CalculatorsMortgage calculatorHow do I calculate my loan to value? How much stamp duty will I pay?Get a mortgage in principleAll calculators ProtectionConveyancingResources Mortgage guidesNews & InsightsRefer a friendList of lendersMortgage minderAbout us About usOur peopleAwardsReviewsSustainabilityCareersContact usSearch Search ContactCall our expert advisers0808 292 0724Call free from landline or mobile Log inGet started onlineGet a mortgage in principleSign up to our newsletterCall our expert advisors Stay in the knowGet our deal of the week sent straight to your inbox. Sign up nowFree mortgage adviceVoted the UK’s best mortgage broker for the 13th year runningMortgagesProtectionConveyancingSee your mortgage optionsBuy a propertyRemortgageGet a mortgage quoteExplore life cover and protectionFind out about life cover & protectionSee all of our guidesGet in touch about protectionDiscover our conveyancing servicesFind out about our conveyancing serviceSee all of our guidesGet in touch about conveyancing Yet another reason to come to L&C for your mortgageSee how much our Rate Check service has saved customers this year†Learn more about L&C’s Rate Check £0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 8 9,.6333005.7485408.02£40,180,477 1Free advice on the best deal for you today2Secure the best deal now3Switch & save on a better deal if rates change† Trustpilot widget See today’s 
mortgage ratesUse our handy online calculatorsHow can we do this for free?Get a mortgage in principle Fee free since 1999How can we do all this for free?All brokers receive a payment from the lender when the mortgage completes. Other brokers charge customers a fee of between £250-£3,272*. With L&C, you really won’t pay a fee. No fee for our advice and no fee for our service. Nothing.How mortgage brokers are paidMany mortgage brokers charge a fee. Fee: £250 - £3,272*All mortgage brokers are paid by the lenderFee £0*Based on 1.5% of our typical loan amount as of April 2024Don’t pay extraYou’ll pay no more applying through us than you would going directly to the lender on the same deal – but we’ll also handle the entire process for you from application right through to completion. And, if a better deal becomes available before you complete, we can swap you on to it if it's a better one for you.Benefit from exclusive dealsWe sometimes have exclusive deals not available directly from the lender so you may be able to save more money.We’ve got a proven track recordIt’s an approach that’s proved itself to work time and time again – in fact, we’ve won over 160 industry awards for our services.Leading the way...fee free.Today's best buy mortgagesLatest mortgage best buysBased on a mortgage of £125,000 at 50% LTVProviderInitial rateOverall cost for comparisonNameX%then X% (variable)X% APRCLearn more NameX%then X% (variable)X% APRCLearn more NameX%then X% (variable)X% APRCLearn more See all mortgage best buys Latest Buy to Let mortgage best buysBased on a mortgage of £125,000 at 50% LTVProviderInitial rateOverall cost for comparisonNameX%then X% (variable)X% APRCLearn more NameX%then X% (variable)X% APRCLearn more NameX%then X% (variable)X% APRCLearn more See all Buy to Let mortgage best buys The best things in life are freeHandy tools and calculatorsPractical gadgets to help keep things simpleSee all calculators Select a calculatorHow much can I borrow?What will my monthly mortgage repayments be?Should I change mortgage provider?How much is my house worth?See how much you can borrow on a mortgageWhat’s your income?£We've calculated this from our average customerError messageWhat's your partner's income?£We've left this blank, but add in your partners income if relevantError messageEnter the values above to calculate how much you can borrowYour resultsYou could borrow up to:Up to £XCloseAbout your borrowing abilityCalculating exactly how much you can borrow depends on a number of things, such as:How much you spend each month on regular commitmentsWhether you're paid a basic salary, a basic salary plus bonus, commission or overtimeIf you're self employedThe amount of deposit you haveYour age and whether you are looking to borrow beyond your retirement dateOne of the most important factors in determining how much you can borrow is the lender. Each lender has different criteria and as brokers who, last year successfully placed mortgages with 59 different lenders, we are perfectly placed to match the right lender to your borrowing requirements.What if I need to borrow more?Sometimes it can be possible to borrow more than the calculator on our website shows you and that's where our expertise comes in. We are sometimes able to arrange higher borrowing by taking your own individual circumstances into account.* All potential borrowing is subject to affordability checks and credit statusCalculateNext see the deals you qualify for What will my monthly mortgage repayments be?How much do you want to borrow?£This value has been customised for youError messageOver how many years?yrsLoans are typically over 25 years, so we've defaulted to that for youError messageInterest rate%This value has been customised for youError messageEnter the values above to calculate how much your mortgage will costYour resultsYour monthly payment will be:£XAssuming interest rates stay the sameThe total amount you will pay over the term is:£XMade up of £X capital and £X interest.CalculateNext see the deals you qualify for Calculate the cost of doing nothingIf you're one of the many borrowers currently on or about to slip onto a lender's standard variable rate (SVR), it could cost you thousands. Fill in some basic details below and we'll show you what the cost could be.What type of mortgage do you have?ResidentialBuy To LetError messageCurrent LenderSelect a lenderInterest OnlyError messageFollow on rate%This is typically what you might revert to if your initial deal has endedError messageProperty value£Tell us what you think your property is worthError messageRemaining mortgage amount£Error messageRemaining mortgage termyrsLoans are typically over 25 years, so we've defaulted to that for youError messageLoan typeRepaymentInterest OnlyError messageYour resultsYour mortgage could be costing you an extra:£XX a month /£XX a yearPayments on follow-on rate:Around £XX a monthPayments if you switch:Around £XX a monthFrom the basic information you've given us, it looks like you might be on the best rate. But there's so much we don't know about your circumstances yet, that might not be accurate.To find out what your mortgage options are, and to get a better idea of any potential saving you could make by switching deals, head to our Mortgage Finder.Use our mortgage finder CalculateNext see the deals you qualify for How much is my house worth?NumberError messageFlat NumberError messageBuilding NameError messageStreetError messagePostcodeError messageEnter the values above to calculate how much your property is worthYour resultsProperty value:£XAn upper value of £X and a lower value of £X is likely.CalculateExpert. Honest. Free.Latest mortgage newsView all mortgage news Easing inflation raises hopes of May rate cutInflation rose by less than expected in March, raising hopes that the Bank of England’s Monetary Policy Committee may vote to cut the base rate at their next meeting in May.April 17, 2025TagRead more Lenders give borrowers a leg up on the property ladderSeveral lenders have made their mortgages more accessible in recent weeks, boosting borrowers’ chances of buying a home.April 15, 2025TagRead more House prices flatten following stamp duty rushDemand from property buyers declined in March, with house prices flattening in most areas of the UK, according to the latest UK Residential survey from the Royal Institution of Chartered Surveyors (RICS).April 14, 2025TagRead more Buy to Let mortgage numbers soarEasing mortgage rates are encouraging landlords to expand their portfolios. Find out more today. April 8, 2025TagRead more Sign up to our newsletter Stay connected Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage. Representative example A mortgage of £227,280 payable over 24 years, initially on a fixed rate until 31/07/30 at 4.13% and then on a variable rate of 7.49% for the remaining 19 years would require 63 payments of £1,245.11 followed by 225 payments of £1,613.65. The total amount payable would be £442,538 made up of the loan amount plus interest (£214,233) and fees (£1,025). The overall cost for comparison is 6.2% APRC representative.London & Country Mortgages Ltd, Unit 26 (2.06), Newark Works, 2 Foundry Lane, Bath, BA2 3GZ is a company limited by shares. Our Companies House number is 1988608. We are also authorised and regulated by the Financial Conduct Authority. Our FCA number is 143002. The FCA does not regulate most Buy to Let mortgages. Trustpilot Compare mortgagesMortgage in principleMortgage calculator© L&C Mortgages 2025. All rights reserved.Privacy statementTerms of businessKeyfactsModern slavery policyGender pay gap reportSupporting our customersHow to complainComplaints dataClose Sign up to L&C's free newsletter, and more!First name*Last name*Email*Company name*Which best describes you?First time buyerRemortgageBuy to letMoving homeI'm not sureBy ticking this box you’re opting-in to L&C’s newsletter, plus information about products and services we think you may be interested in.We take your privacy seriously. Read our policy here.enen1770642255https://landc.co.uk

Edit your site?

What are you doing?