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Business Loan Specialist | Business Loans and a Business Account | Prospa
We're here to help with a range of lending solutions and a dedicated business account. Business loans and cash flow management solutions to match your business needs.
Business Loan Specialist | Business Loans and a Business Account | Prospa Main Navigation LendingLendingFlexible funding solutions designed to help your business grow.ProductsSmall Business LoanFast funds from $5K to $500KBusiness Loan PlusFor big plans up to $1MBusiness Line of CreditAlways-on funding up to $500KCompare & calculateCompare business loansSee lending options side by sideRepayment calculatorQuickly estimate repaymentsPaymentsPaymentsFast, secure ways to get paid and manage transactions.Make and take paymentsBusiness AccountEveryday business accountPay by CardPay bills with your cardTap to PayAccept payments on your phoneBill PayEasily manage and pay billsManage financesConnect to XeroSync and reconcile easilyProspa AppControl your finances on the goPartnerPartnerWork with Prospa and unlock resources to grow your network.1300 964 808[email protected]Partner with usWhy partner with Prospa?Benefits for your businessPartner loginAccess your partner dashboardMeet the TeamGet to know our expertsPartner registrationJoin our partner networkPartner resourcesProspa IQIntelligent quotingPartner articlesCurated content for partnersResourcesResourcesCompany details, career opportunities and expert insights.About ProspaAboutLearn more about ProspaCareersExplore open rolesGet supportGet in touchContact our teamFAQAnswers to common questionsBlog & newsBlogTips to grow your businessNewsLatest updates from Prospa Log inLog inAre you a Prospa customer or a partner?Are you a Prospa customer or a partner?Log in as a customerManage your accountLog in as a partnerAccess partner toolsGet startedGet startedWhich product are you interested in?Which product are you interested in?Apply for fundsSmall business lending to match your business needsOpen an accountA free transaction account to help you manage your cash flow Categories Small business inspiration Manage your finances Growing your business Day to day hustle Operating your business Content types Guide Video Infographic Customer story Resources Topics Cash flow Technology Marketing Business planning Innovation Leadership Finance Industries Building and trade Professional services Health and beauty Hospitality Transport Prospa solutions Prospa small business loan Prospa business loan plus Prospa business line of credit Prospa business account Prospa app Partner blog A curated collection of content for our partners Inside Prospa Product updates and insights from the Prospa team Footer Your business, funded faster Unleash your business potential with fast funding solutions designed to simplify your business cash flow. Get started Talk to a specialist Trustpilot Trustpilot Trustpilot Trustpilot Apply in 10 minutes with funding possible in hours Business Loans up to $1M or Line of Credit up to $500K Manage funds anytime
in the Prospa App One platform A range of funding solutions Compare products Business Loans One off lump sum for big or small business plans. From $5K up to $1M. Explore Business Loans One off lump sum for big or small business plans. From $5K up to $1M. Explore Line of Credit Ongoing access to funds to simplify cash flow. From $2K to $500K. Explore Line of Credit Ongoing access to funds to simplify cash flow. From $2K to $500K. Explore Business Account A free, easy-to-use everyday transaction
account. Full control of your business finances
in one place. Explore Business Account A free, easy-to-use everyday transaction
account. Full control of your business finances
in one place. Explore Already know what you’re after? Apply now. Need help? Talk to a specialist Greater flexibility and control To keep business moving Interest savings Make unlimited extra repayments on your business loan or only pay interest on what you use with our Line of Credit. Easy cash flow management Manage your cash flow and bills anytime in the Prospa App. Plus utilise smart features like integration to Xero and Bill Pay. Already a Prospa customer? Already a Prospa customer? Download the Prospa App to manage cash flow on the go. Download the Prospa App to manage cash flow on the go. Why Prospa About us #1 online lender to small business in Australia 12+ over 12 years of experience $4B Small business loans 50K over 50K businesses funded How our customers have put their funds to work Read customer stories Scott Chappell Black Market Bagels “Without Prospa, I wouldn’t have been able to scale as quickly or as smoothly.” Angelli Morilla Tita’s Cakes “I feel safe knowing that Prospa is there to support us,” Donna Sklavos Donna's Beauty Cottage “It’s like having a safety net and it helps me manage my cashflow,” Lily Kahramanian Workdog Creative “The Line of Credit was like a security blanket while we trialed and tested our new business model,” Sacha Alagich Escape to paradise “Prospa reduces my stress around finances and lets me focus on my business and customers.” Recent articles Stories to inspire you, tips to save you time Using payroll funding to cover wages Read more BAS excluded transactions: How to avoid over-reporting your income Read more How to use AI to predict revenue and protect margins Read more FAQs Common questions answered How can I apply for funding? The application process is easy and fast. Simply complete the online form in as little as 10 minutes. If you are applying for $250K or less, you need: Your driver licence number Your ABN Your BSB and account number Minimum trading history applies What are the minimum eligibility requirements? For all Prospa funding: Business owners must be 18+ years Business owners must be an Australian citizen or permanent resident For a Small Business Loan up to $500K, you must also have: From 6 months trading history Monthly turnover of $6K For a Business Line of Credit up to $500K, you must also have: Minimum 6+ months trading history Monthly turnover of $6K Property or asset ownership For a Business Loan Plus from $500K up to $1M, you must also have: Minimum 3 years trading history Annual turnover of $2M Property or asset ownership How fast will I get a decision? We can often provide a response in as little as one hour – as long as you apply during standard business hours and allow us to use the advanced bank verification system link to instantly verify your bank information online. If you choose to upload copies of your bank statements it may take a little longer. How fast will I get the funds? Often, you can have the funds in your account in as little as 1 hour after settlement. How much can I borrow? We offer Business Loans up to $1M or Line of Credit up to $500K, however the total amount of your loan will depend on the specific circumstances of your business. We consider a variety of factors to determine the health of your business and based on this information we will make an assessment on how much you can borrow. Use our loan calculator to discover much you could afford to borrow. Do I need to own property or have security to access the funds? Prospa considers the health of a business to determine creditworthiness. For Small Business Loans or Business Lines of Credit up to $150K, no asset security is required upfront to access. And provided you continue to meet your loan obligations (as detailed in your contract), asset security won’t be required. For funding over $150K, or where your combined funding to our products exceeds $150K, property ownership required, and asset security may be required. What can the Prospa Small Business Loan be used for? A Small Business Loan can be used for almost any business purpose – including for growth, to take advantage of an opportunity or to support business cash flow. For example, it could be used for business renovations, marketing, to purchase inventory or new equipment, as general working capital and much more. Do you charge any fees? We do charge a small establishment fee of 3-3.5% on our Small Business Loan or 2-3% on our Business Loan Plus. Provided you continue to meet your loan obligations (as detailed in your contract) this will be the only Prospa fee you will pay. For our Business Line of Credit, we charge a small fee of 0.046% for ongoing access to funds. For a Line of Credit of $40K, this is less than $3 per day (the cost of a cup of coffee). We do not charge an origination or establishment fee. For funding over $150K, a registration fee may apply if we register a caveat or mortgage over real property you own. Can I pay out my loan early or in full? You can choose to repay the entire amount of your loan early at any time. If you decide to do this please speak to our friendly business loan specialists on 1300 882 867. They will provide you with repayment details and an early payout figure. This will be calculated as the total of the remaining principal amount and any accrued interest at the date of early payout, plus 1.5% of the remaining principal and any outstanding fees. Will my information be protected with Prospa? Protecting your information, and being clear about how we collect, use, exchange and protect your information, is of huge importance and a vital part of our relationship with you. View our Privacy Policy. Is it safe to link my bank account to the Prospa platform? Yes. We use industry recognised encryption standards to protect your personal, sensitive and financial data and are aligned to ISO27001 and NIST CSF, validating our commitment to customer data security and privacy. We use an advanced bank verification system link to instantly verify your bank account information online so we can provide a fast response. Why should I get a loan from Prospa? We are Australia’s #1 online lender to small business and we can help. Our dedicated customer support team will understand your business and find a finance solution to suit your needs. We work with Australian small business owners from NSW to QLD, Victoria to WA and everywhere in between. Unlike traditional lenders, we don’t require the usual pages of reports, financial statements and business plans when you apply. Instead, we offer a quick online application with a fast decision and funding possible in 24 hours. Minimum trading history applies, your ABN and a drivers licence to get started. If you’re concerned about being baffled by banking jargon, we’ve simplified our loan application process so there’s no more complex terminology around cash flow, low interest loans, fixed rate loans versus variable rates, the loan term, terms and conditions and whether you are in a position to refinance in the future. It’s simple and easy to understand. With Prospa, you’ll have a clear understanding of what’s expected, how much your weekly repayments will be and when they’ll be due. Call 1300 882 867 to get started on your business loan application today. What are alternatives to a business loan? There are a number of options you can explore when you want to compare business financing options. Here are some to think about: Line of Credit: If you are looking for a better way to streamline or fill cash flow gaps, a Line of Credit may be the right funding solution for you. With a Business Line of Credit, you can get ongoing access to funds and only pay interest on what you use. We offer a Business Line of Credit $500K, with a renewable 2 year term. Equipment financing: Equipment loans are a way to finance purchases of equipment for your business. This type of finance is usually secured against the value of the business asset you wish to purchase. This can sometimes help to secure a low rate, although this isn’t always the case. So, if you need to purchase business machinery, IT equipment, tools, or even work vehicles, a Prospa Business Loan could be a good alternative to equipment finance. Vehicle finance, Business car loan, Machinery finance: This can be a handy way of updating your fleet vehicles or to cover the cost of large assets like harvesters, excavators or commercial cookers. A Prospa Business Loan may be able to cover these items, talk to us today to find out more. Business overdraft: This handy type of finance can help small businesses cover short-term cash flow gaps. It is often used to cover bills like payroll which can fluctuate if you employ seasonal casuals. It’s also useful to pay suppliers on time if you’re waiting for your own invoices to be paid by your customers. See you can use Prospa’s Line of Credit in a similar way. Do you need a deposit for a business loan? Some commercial loans require a deposit. And while you don’t need a deposit to apply for funding with us, however it is a good idea to have a clear understanding of all of your finances before you apply. It’s OK if you don’t have pages and pages of financial analysis to reference. We understand that small business operators are up against it and often struggle to keep up with the paperwork. To apply, will you need to do a personal credit check? Like traditional lenders, we conduct credit checks to look at your personal credit score in conjunction with your business health. Credit reporting bodies will compile a report on your credit worthiness based on a range of factors which include how many loan applications you have already made, your current credit if you have any, any overdue bills, past bankruptcy if applicable and any pending writs or court judgments. At Prospa, we don’t rely solely on your personal credit score, we focus on evaluating the health of your business. We have developed a complex credit assessment tool which takes into account over 450 separate pieces of information. It’s unique to Prospa and allows us to take the time to really understand how your business operates and what loan amount will be the most applicable to your business’s long-term stability. What documents do I need to apply? To apply for a Small Business Loan: For amounts up to $250K we require: 6 months bank statements ATO Tax Portal access (For amounts >$100K) For amounts above $250K we require: 12 months bank statements ATO Tax Portal access Financial statements Use our loan calculator to see how much you can afford to borrow. Does Prospa offer business loans in New Zealand? Yes. After building a strong presence in Australian, in 2019 Prospa launched in New Zealand. The challenges for business owners in New Zealand wanting to access finance were similar to those in Australia. In fact, small business loans in New Zealand were previously only available from larger financial institutions, that didn’t seem to offer the products and services that small business owners were looking for. With over half a million small businesses in New Zealand, there are many opportunities to support the growth and cash flow of kiwi small businesses. With applications in under 10 minutes and funding possible in hours, we are now helping to unleash the potential of many kiwi businesses. What if I change my mind and no longer want the funds? We understand that circumstances can change. That’s why we offer a 14-day Change of Mind Policy. If you decide you no longer want the funds, you can cancel your loan agreement and return the funds free of charge, as long as it’s within 14 days of the loan agreement date. To take advantage of this policy, simply contact one of our lending specialists at 1300 882 867, and we’ll assist you with the process. If it’s been more than 14 days since your loan agreement date, you still have the option to pay off your loan in full to minimise interest costs. However, please note that fees and charges will still apply. For assistance with a full payout, reach out to our lending specialists at 1300 882 867. Talk to a specialist We will be in touch shortly to discuss how we can help you make business happen. First name *required field Last name *required field Phone number *required field Email address *required field Company name *required field Industry *required field - Select industry of business -Building and TradeFinancial Services and InsuranceHair and BeautyHealthHospitalityManufacturingOtherPrimary IndustryProfessional ServicesRetailTransportWholesaling How can we help? *required field By clicking submit I agree with Prospa's consent information and privacy policy. Submit Submit By clicking submit I agree with Prospa's consent information and privacy policy. By clicking submit I agree with Prospa's consent information and privacy policy. Submit Submit By clicking submit I agree with Prospa's consent information and privacy policy. Thanks for contacting us! We will get in touch with you shortly. Information about the Prospa Business Account is provided by Hay Limited (ABN 34 629 037 403 & AFSL 515459), the issuer of the Prospa Business Account and Prospa Visa Business Debit Card. Prospa Innovations Pty Ltd (ABN 98 609 580 734), a wholly owned subsidiary of Prospa Advance Pty Ltd (ABN 47 154 775 667), is a corporate authorised representative (AFS representative number 1313363) of Hay Limited. All information is factual and should not be considered as financial product advice. Please make sure to read the Financial Services Guide, Target Market Determination, Product Disclosure Statement and the Card and Account terms before making decisions about the product. Eligibility criteria, fees, terms and conditions apply. Get started Which product are you interested in? Apply for funds Small business lending to match your business needs Open an account A business transaction account. For existing Prospa customers. Compare our products Select Product #1 Small Business Loans Business Loan Plus Line of Credit Select Product #2 Small Business Loans Business Loan Plus Line of Credit Small Business Loans Business Loan Plus Line of Credit Small Business Loans Business Loan Plus Line of Credit Best for when you need Fast access to funds Funds for bigger plans To build cash flow confidence Fast access to funds Funds for bigger plans To build cash flow confidence Eligibility 6 months minimum trading history applies Over $6K monthly turnover Active ABN and valid driver’s licence Good credit history 3 years minimum trading history applies Over $6K monthly turnover Active ABN and valid driver’s licence Good credit history Minimum 2 years trading history Over $6K monthly turnover Active ABN and valid driver’s licence Good credit history 6 months minimum trading history applies Over $6K monthly turnover Active ABN and valid driver’s licence Good credit history 3 years minimum trading history applies Over $6K monthly turnover Active ABN and valid driver’s licence Good credit history Minimum 2 years trading history Over $6K monthly turnover Active ABN and valid driver’s licence Good credit history Security No upfront security for up to $150K in Prospa funding Upfront property security required No upfront security for up to $150K in Prospa funding No upfront security for up to $150K in Prospa funding Upfront property security required No upfront security for up to $150K in Prospa funding Loan size From $5K to $500K From $500K to $1M From $2K to $500K From $5K to $500K From $500K to $1M From $2K to $500K Loan term Both products are Up to 5 years Both products are Up to 5 years 2 years, with option to renew Both products are Up to 5 years Both products are Up to 5 years 2 years, with option to renew Interest Both products do not require Asset security Fixed interest rate Fixed interest rate Both products do not require Asset security Interest calculated on the funds you use, not on the limit. Both products do not require Asset security Fixed interest rate Fixed interest rate Both products do not require Asset security Interest calculated on the funds you use, not on the limit. Payments structure Both products can be repaid in a Receive your full amount as a lump sum Both products can be repaid in a Receive your full loan amount as a lump sum Use and reuse as often as you like during the 24 month renewable term Both products can be repaid in a Receive your full amount as a lump sum Both products can be repaid in a Receive your full loan amount as a lump sum Use and reuse as often as you like during the 24 month renewable term Repayment frequency Both products can be repaid Weekly Both products can be repaid Weekly Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046% Both products can be repaid Weekly Both products can be repaid Weekly Both products are repaid weekly Only pay interest on what you use + weekly service fee 0.046% Online access Both products can be accessed through the Prospa App and Prospa Online Both products can be accessed through the Prospa App and Prospa Online Both products can be accessed through the Prospa App and Prospa Online Both products can be accessed through the Prospa App and Prospa Online Both products can be accessed through the Prospa App and Prospa Online Both products can be accessed through the Prospa App and Prospa Online Dedicated lending specialist Visa debit card not available Yes Visa debit card not available Yes Yes Visa debit card not available Yes Visa debit card not available Yes Yes Visa debit card Dedicated lending specialist not available No No No Dedicated lending specialist not available No No No Apply now Read more Apply now Read more Apply now Read more Apply nowRead more Apply nowRead more Apply nowRead more Check your eligibility Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Check your eligibility Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Check your eligibility Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Business DetailsLoan DetailsPersonal Details Search by ABN, ACN or legal trading name: *required field Industry *required field - Select industry of business -Building and TradeFinancial Services and InsuranceHair and BeautyHealthHospitalityManufacturingOtherPrimary IndustryProfessional ServicesRetailTransportWholesaling Type of business *required field - None -CompanySole TraderPartnershipTrust Has your business been trading for more than 6 months? *required field YesNo Are you the business owner or director? *required field YesNo By clicking continue I agree with Prospa's consent information and privacy policy. Continue Continue By clicking continue I agree with Prospa's consent information and privacy policy. Monthly revenue *required field How much are you looking for? *required field How will you use the funds? *required field Do you have tax debt? *required field YesNo Total tax debt amount Back By clicking continue I agree with Prospa's consent information and privacy policy. Continue Back Continue By clicking continue I agree with Prospa's consent information and privacy policy. First name *required field Last name *required field Email *required field Phone *required field Date of birth *required field What is your residency status? *required field CitizenPermanent ResidentNeither Back By clicking submit I agree with Prospa's consent information and privacy policy. Submit Back Submit By clicking submit I agree with Prospa's consent information and privacy policy. By clicking submit I agree with Prospa's consent information and privacy policy. Submit Submit By clicking submit I agree with Prospa's consent information and privacy policy. Thanks for contacting us! We will get in touch with you shortly. Check your eligibility Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Check your eligibility Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Check your eligibility Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Business DetailsLoan DetailsPersonal Details Search by ABN, ACN or legal trading name: *required field Industry *required field - Select industry of business -Building and TradeFinancial Services and InsuranceHair and BeautyHealthHospitalityManufacturingOtherPrimary IndustryProfessional ServicesRetailTransportWholesaling Type of business *required field - None -CompanySole TraderPartnershipTrust Has your business been trading for more than 6 months? *required field YesNo Are you the business owner or director? *required field YesNo By clicking continue I agree with Prospa's consent information and privacy policy. Continue Continue By clicking continue I agree with Prospa's consent information and privacy policy. Monthly revenue *required field How much are you looking for? *required field How will you use the funds? *required field Do you have tax debt? *required field YesNo Total tax debt amount Back By clicking continue I agree with Prospa's consent information and privacy policy. Continue Back Continue By clicking continue I agree with Prospa's consent information and privacy policy. First name *required field Last name *required field Email *required field Phone *required field Date of birth *required field What is your residency status? *required field CitizenPermanent ResidentNeither Back By clicking submit I agree with Prospa's consent information and privacy policy. Submit Back Submit By clicking submit I agree with Prospa's consent information and privacy policy. By clicking submit I agree with Prospa's consent information and privacy policy. Submit Submit By clicking submit I agree with Prospa's consent information and privacy policy. Thanks for contacting us! We will get in touch with you shortly. Check your eligibility Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Check your eligibility Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Check your eligibility Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Business DetailsLoan DetailsPersonal Details Search by ABN, ACN or legal trading name: *required field Industry *required field - Select industry of business -Building and TradeFinancial Services and InsuranceHair and BeautyHealthHospitalityManufacturingOtherPrimary IndustryProfessional ServicesRetailTransportWholesaling Type of business *required field - None -CompanySole TraderPartnershipTrust Has your business been trading for more than 6 months? *required field YesNo Are you the business owner or director? *required field YesNo By clicking continue I agree with Prospa's consent information and privacy policy. Continue Continue By clicking continue I agree with Prospa's consent information and privacy policy. Monthly revenue *required field How much are you looking for? *required field How will you use the funds? *required field Do you have tax debt? *required field YesNo Total tax debt amount Back By clicking continue I agree with Prospa's consent information and privacy policy. Continue Back Continue By clicking continue I agree with Prospa's consent information and privacy policy. First name *required field Last name *required field Email *required field Phone *required field Date of birth *required field What is your residency status? *required field CitizenPermanent ResidentNeither Back By clicking submit I agree with Prospa's consent information and privacy policy. Submit Back Submit By clicking submit I agree with Prospa's consent information and privacy policy. By clicking submit I agree with Prospa's consent information and privacy policy. Submit Submit By clicking submit I agree with Prospa's consent information and privacy policy. Thanks for contacting us! We will get in touch with you shortly. Talk to a specialist Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Are you a new or existing customer? *required field NewExisting First name *required field Last name *required field Phone number *required field Email *required field How can we help? *required field By clicking submit I agree with Prospa's consent information and privacy policy. Submit Submit By clicking submit I agree with Prospa's consent information and privacy policy. By clicking submit I agree with Prospa's consent information and privacy policy. Submit Submit By clicking submit I agree with Prospa's consent information and privacy policy. Thanks for contacting us! We will get in touch with you shortly. Talk to a specialist Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Talk to a specialist Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Business DetailsContact information Search by ABN, ACN or legal trading name: How much are you looking for? *required field Monthly revenue *required field How will you use the funds? *required field By clicking continue I agree with Prospa's consent information and privacy policy. Continue Continue By clicking continue I agree with Prospa's consent information and privacy policy. First name *required field Last name *required field Phone number *required field Email address *required field Back By clicking submit I agree with Prospa's consent information and privacy policy. Submit Back Submit By clicking submit I agree with Prospa's consent information and privacy policy. By clicking submit I agree with Prospa's consent information and privacy policy. Submit Submit By clicking submit I agree with Prospa's consent information and privacy policy. Thanks for contacting us! We will get in touch with you shortly. Talk to a specialist Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Talk to a specialist Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 Business DetailsContact information Search by ABN, ACN or legal trading name: How much are you looking for? *required field Monthly revenue *required field How will you use the funds? *required field By clicking continue I agree with Prospa's consent information and privacy policy. Continue Continue By clicking continue I agree with Prospa's consent information and privacy policy. First name *required field Last name *required field Phone number *required field Email address *required field Back By clicking submit I agree with Prospa's consent information and privacy policy. Submit Back Submit By clicking submit I agree with Prospa's consent information and privacy policy. By clicking submit I agree with Prospa's consent information and privacy policy. Submit Submit By clicking submit I agree with Prospa's consent information and privacy policy. Thanks for contacting us! We will get in touch with you shortly. Talk to a specialist Our lending specialists are usually in contact with you within the next 2 hours. Need an answer now? Call us on 1300 882 867 What can we assist with? Business Loan Line of Credit I have a general question We've detected your location as New Zealand.Is this correct? If so, we can direct you to prospa.co.nz Go to prospa.co.nz (NZ) Stay on prospa.com (AU) Don't show again Confirm Lending Small Business Loan Business Loan Plus Business Line of Credit Business Loans Australia Business Loan Calculator Business Account About Careers News Contact us Feedback Prospa Wiki Sitemap Blog Prospa Online Partner Portal Eligibility and approval criteria, fees and charges and terms and conditions may apply to Prospa’s products and services. ABN 47 154 775 667 © 2026 Prospa Advance Pty Limited Privacy Policy | Consent Information | Online Terms Download the Prospa App Download the Prospa App
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