https://ifthenpay.com
ifthenpay | Digital Payments Digitais for your company
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ifthenpay provides a payment service by MULTIBANCO Reference, MB WAY, PAYSHOP and Credit Card. No monthly fees or membership costs. Contact us!
ifthenpay | Digital Payments Digitais for your company Home Benefits How It Works Price Contacts Subscribe Backoffice FAQ +351 256 245 560* We support your business DigitalPayments For your company Benefits Price API Subscribe Free OnlineInvoicing Integrated in the Backoffice Read more Join Simplify yourPayments PINPAY.PT Read more API DISCOVER OUR OFFER Smart POS Contactless, Touch Screen, Wi-Fi,SIM Card and Integrated Printer Price Subscribe DISCOVER OUR OFFER Classic POS Contactless, SIM Card, Integrated Printer and MB WAY Price Subscribe Online andCard Presentpayments In the same Backoffice and Mobile APP Price Subscribe Open yourbusiness to theworld of Partnership 24 hoursday payments real time notifications Subscribe online storeintegration Plugins don't have an online store?use our APPor Backoffice Android iOS simplify yourinvoices payments companies, schools, institutions... Subscribe simplify the payment of quotas, events and donations Subscribe Secure paymentsno fee to the buyer Subscribe Benefits. The payment service by reference MULTIBANCO, MB WAY, PAYSHOP and Credit Card provided by ifthenpay has numerous advantages for your business. 1 Free Free for users 2 24 Hours Payments 24 hours a day with real-time notifications 3 Safety Secure payments by MULTIBANCO ATMs, MB WAY, PAYSHOP and Credit Card 4 User Data Protected user data,no need to enter bank or card information 5 Multichannel Multichannel payments: MULTIBANCO ATMs, Homebanking, mobile phones, mPOS, MB SPOT network, MB WAY, PAYSHOP network, Post Offices 6 Bank Independence Change Banks without having to change POS. We integrate with all Banks in the SEPA zone 7 Tracking Free APP for payments tracking 8 Efficiency more automation, less administrative work, greater effectivness sales Numbers. Our numbers up to the current year. Annual Volume Entities Sector and Terminal Annual Volume Payments (M€) *Forecast for the year 2026 Number of Adhering Entities Distribution by Sector Payments by Terminal Type (%) Digital Payments In an online world buy and pay safely from a distance...and stay closer to those who matter most! How it Works. Discover the 4 stages of our service. 1 Issuance Automatically generate payment references through your online store, invoices, or mobile app. 2 Notification Be alerted in real-time after each payment, via email or push notifications. 3 Transfer Receive daily payments, net of commissions. 4 Invoicing Receive a detailed monthly invoice for the services provided. Where to Use. Some examples where you can use our service. E-Commerce Integrated in the main e-commerce platforms or in a custom-developed digital platform. Read more Plugins Documents Integrated in traditional documents such as invoices or quotes. Most billing software already offers integration with our service or can be easily integrated. Read more Backoffice or Mobile Through the backoffice or mobile APP it is possible to generate MULTIBANCO or MB WAY requests directly in our backoffice or APP and send them to customers. Even if you don't have an online store, you can receive digital payments remotely. Read more PINPAY The PINPAY service simplifies bill and purchase payments through a PIN code, which directs the user to choose the desired payment method securely. Read more Pay By Link It is possible to place on any website, software, social networks, e-mails, event registration forms, donation forms, etc., a link that gives direct access to our Gateway where the user will choose the desired payment method and make the payment. Read more IFTHENPAY.ME ifthenpay.me is a solution for those who want to receive payments without needing a POS/TPA. These payments can be made in person or remotely, easily by reading a QR Code. Read more POS - Point of Sale Transform the payment experience in your business with Point of Sale (POS). Fast, secure, and versatile, POS enable swift payments via debit and credit cards, Contactless, MB WAY, Apple Pay, and Google Pay. Read more Direct Debit Optimize payments in your business with ifthenpay's Direct Debits. Secure and automated, they ensure regular collections without manual intervention, making recurring payments more efficient. Read more Price. Online Payments No monthly fees, transaction minimums, lengths of stay or exclusivity contracts. 0.07€ + 0.7% 0.20€ + 1.5% 0.57€ 0.20€ + 1.5% Credit Card ConsumerThe European Economic Area (EEA) 0.20€ + 1.5% Credit Card ConsumerThe European Economic Area (EEA) 0.20€ + 1.5% Credit Card ConsumerThe European Economic Area (EEA) 0.00€* 0.20€ + 3.5% 0.45€ * ifthenpay does not charge any commission for the integration of this payment method.Payment of installments with 0% interest and charges will be made via debit card or customer creditthrough the payment solution based on a factoring contract between Cofidis and the merchant.Inquire at Cofidis, registered with the Bank of Portugal under number 921. VAT is added at the legal rate in use I want to join the service! Digital Payments for your company. Subscribe Card Present Payments: POS Discover our offer. 0.7% For each effective paymentCredit Card ConsumerThe European Economic Area (EEA) SMART POS ContactlessTouch ScreenWi-FiSIM CardIntegrated PrinterDirect Billing (i)MB WAY 12€ Monthly rental CLASSIC POS ContactlessKeyboardRobustAutonomySIM CardIntegrated PrinterMB WAY 12€ Monthly rental 12€ Monthly rental (i) Not included. Possibility of integrating invoicing software to invoice directly in the TPA. VAT is added at the legal rate in use I need a POS! In-person Payments for your business. RentOnline PartnerNetwork Videos & Tutorials. Access our knowledge base. ifthenpay Generate PAY BY LINK Generate QR Code + See More More Tutorials See More Press & Media. ifthenpay in the media. 23 January 2026 Read More We are a Portal da Queixa Recommended Brand 2026 for the second consecutive year We have once again been recognised as a Portal da Queixa Recommended Brand 2026, for the second consecutive year. This distinction reinforces consumer trust and validates our ongoing commitment to service quality and customer satisfaction. 10 December 2025 Read More New ifthenpay Android App: Faster, Simpler, More Intuitive We’re pleased to announce that the new ifthenpay Android app is now available. This release is another step in our commitment to delivering a more modern, fast, and intuitive experience for all our users. 02 December 2025 Read More We have made our payment methods available on the MemberPress WordPress plugin We have strengthened our presence in the WordPress ecosystem by making our payment methods available on the MemberPress plugin—one of the most widely used solutions for managing subscriptions and premium content. 17 November 2025 Read More We announce a new Multibanco plugin for FluentCart We are pleased to announce the new Multibanco Payments plugin for FluentCart, developed by Naked Cat Plugins — the platform’s first third-party payment integration, enabling stores to accept Multibanco payments easily and securely at checkout. 17 October 2025 Read More We celebrate 20 years since the first Multibanco reference was paid This year we celebrate a historic milestone: 20 years since the first Multibanco reference was paid through our platform. This moment marked the beginning of a new era in digital payments in Portugal and strengthened our commitment to innovation, trust, and technological excellence. 08 October 2025 Read More We are releasing a new plugin for Moodle We are strengthening our commitment to technological innovation and digital payment integrations by introducing a new plugin for Moodle, the world’s most widely used e-learning platform. 25 September 2025 Read More Integration of ifthenpay payment gateway in Odoo We are pleased to share that it is now even easier to receive payments in Odoo! The ifthenpay payment gateway is now fully integrated with this business management platform, bringing more security, speed, and efficiency to your business. View More More News Call Us 256 245 560 808 222 777 * Call cost to the national fixed network. Address Rua do FeiraPark, nº 50 - Edf. FeiraPark4520-632 São João de Ver Santa Maria da Feira, PortugalUnião Europeia * 40° 58' 26.9882'' N | 8° 34' 21.0058'' W Contact Us suporte@ifthenpay.com info@ifthenpay.com Message I have read and accept the privacy policy, the terms of use of ifthenpay and I authorize the use of the data collected to be contacted in this matter. Send In case of suspected fraud, contact: fraude@ifthenpay.com. View Map Back to the Top Subscribe Plugins Platforms Pay By Link PINPAY Forms ifthenpay.me API Tutorials Help Press & Media Recruitment Complaint Code of Conduct Reports and Accounts Privacy Policy ifthenpay is a Payment Institution authorized to carry out this activity in EEA countries (European Economic Area)Its headquarters are in Portugal and is supervised by the Bank of Portugal (registration number 8707)VAT PT 510450024 * Call cost to the national fixed network. © ifthenpay 2026. We value your privacy This website uses cookies to provide a better user experience. 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