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Affirm | Buy now, pay later with no late fees or surprises
With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to the things you love.
Affirm | Buy now, pay later with no late fees or surprisesThis app works best with JavaScript enabled.Skip to main contentFor shoppersFor businessesWhat is AffirmHow to useShopAffirm Card™Log inSign upHelpLog inAffirm is now on Apple PayPay over time, online and in apps, right at checkout—all from the convenience of your iPhone or iPad. Terms apply.Learn morePayments on your termsBuy now, pay later with flexible plans that fit your budget. And take Affirm everywhere, so you never pay hidden fees or compound interest.Meet the Affirm Card™Request to pay over time in the app, then swipe. For everything else, use it as your everyday debit card.See how it worksIt’s better in the appOnline, in stores, wherever you love to shop—pay over time and get exclusive deals like as low as 0% APR with the Affirm app.Download the appHow to use AffirmAt checkoutLook for the Affirm logo when completing your purchase, or pay with your Affirm Card. Affirm appCheck your purchasing power and see your payment options from the palm of your hand.The Affirm Card™Request to pay over time for the big stuff, or just pay in full for the smaller things.Learn moreShop at thousands of storesAccessoriesApparelAutoBeauty & healthElectronicsEvents & experiencesFitness & gearGift cardsHome & furnitureLuxuryShoesToys & gamesTravelWeddingWe partner with the bestGet as low as 0% APR See all featured storesNECTAR SleepNECTAR SleepAs low as 0% APRFree Shipping.Kay JewelersKay JewelersAs low as 0% APRTake Up to 40% off Almost EverythingZalesZalesAs low as 0% APRFree Shipping on Orders $199+adidasadidas4 bi-weekly interest-free paymentsJoin Adiclub and Get 15% off Your First Order.Tire AgentTire AgentAs low as 0% APRFree Shipping On All OrdersTemuTemu4 bi-weekly interest-free paymentsShop Today's Hot Deals and Get Free Shipping Guaranteed.Bergdorf GoodmanBergdorf GoodmanAs low as 0% APRFree Shipping and Returns on any order.ChewyChewyAs low as 0% APRGet 20% off Select Cat TreatsHotels.comHotels.comEarn OneKeyCash for every dollar spent on eligible hotels, vacation rentals, flights, car rentals & more.TonalTonalAs low as 0% APRGet $1500 off with promo code AFRM24STBR. Pay as low as $52 per month with as low as 0% APR. Ends 9/30/24 or while supplies last!MetaMetaAs low as 0% APRInstacartInstacartAs low as 0% APRFree delivery on your first 3 orders. Min $10 per order. Terms apply.Take the Affirm Card™ everywhereRequest to pay over time in the app, then swipe. For everything else, use it as your everyday debit card.See how it works Pay over time with Affirm on Apple PayiOS 18 or iPadOS 18 or later required. Terms apply.Learn more1.4M+ App Store reviews Check your purchasing power, get exclusive deals like as low as 0% APR, and make payments from the palm of your hand with the Affirm app.Download the Affirm appReviews from shoppers just like you“I’ve been with Affirm forever. It’s a great way of getting what you want and the payment plan is affordable...Thank you, Affirm!”Pamela D.“Easy process, clear terms, incredible convenience.”Clint M."Affirm is very flexible and amazing to use. The payment plans are simple and they make the user experience very friendly and understandable.”Isaiah P.“A great way to get big ticket items if you don’t have the cash all at once.”Joseph B.United StatesAustraliaCanada (En)Canada (Fr)United StatesFor shoppersHow it worksAffirm Card™Affirm Money™HelpFor businessesGet startedSolutionsPartner directoryFor developersBusiness support About AffirmAbout usCareersInvestorsPressSecurityAffirm CaresDiversity & inclusionPayment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit, and is subject to an eligibility check. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A down payment may be required. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. The Affirm Money Account is held with Cross River Bank (CRB), Member FDIC. Affirm is not an FDIC-insured bank. FDIC insurance covers accounts held with CRB in the event of a CRB failure. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681. The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust, Member FDIC, pursuant to a license from Visa U.S.A. Inc. The Affirm Card is not available to residents of U.S. territories. The one-time-use Affirm virtual card is issued by Sutton Bank, Member FDIC, or Celtic Bank, pursuant to a license from Visa U.S.A. Inc. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506. For licenses and disclosures, see affirm.com/licenses.PrivacyYour California privacy choicesTermsLicenses© Affirm, Inc. All Rights Reserved.
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With Affirm, you can pay over time at your favorite brands. No late fees or compounding interest—just a more responsible way to say yes to t...
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