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Smarter Business Funding | Taxi | Tax-powered NZ business fundingUnlock affordable business funding at about half the rate of a big bank overdraft, with Taxi.Smarter Business Funding | Taxi | Tax-powered NZ business funding Time left to deposit for 28 Aug: Celebrating being named the Best Place to Work in AotearoaPricingFeaturesFor advisorsAbout usSupport Book an expert LoginSign Up NowLogin|Book an expertGet startedGet Started Smarter funding for your businessLeverage your provisional tax payments to secure affordable working capital. Taxi provides low-cost, hassle-free business funding with a 7.09% p.a. interest rate.Get startedCheck EligibilityBacked by Used by companies just like yoursHow it worksHassle-free account setupNo credit checks, lengthy applications, or company accounts needed. Get started with three easy steps.Get started Watch video Sign up & link your myIRCreate an account and link your myIR data with your Taxi account. No credit checks or financial disclosures required. Pay your taxMake your next provisional tax payment through Taxi. Your tax payments are held on your behalf by Public Trust in an account at Inland Revenue. Access fundsYou can access funds within 3 working days, based on your provisional tax payments paid through Taxi. Repayment is flexible and works with your business. StopSign Up NOWMaximum business overdraft rates 7.09%p.a.Westpac18.95%p.a.ANZ20.45%p.a.ASB17.08%p.a.Plus facility fees.How do we define and compare our rates?Your Taxi rate is the interest rate you pay on amounts accessed from your Taxi account. This is comparable to the overdraft base rate plus margin that banks charge. We compare Taxi to a business overdraft because similar to a business overdraft it is a flexible funding facility required to be cleared to zero within nine months, with a fee for availability of funds to borrow. It is secured against business assets (in this case the provisional tax payments), similar to the GSA (General Security Agreement) for standard business borrowing from a bank. GSA lending is generally considered more high risk than residential mortgage lending so any business loan secured with residential property is not comparable to Taxi funding. Rates for banks represent the minimum and maximum overdraft rate (base rate plus lender’s margin) as quoted on the interest.co.nz/borrowing/business-base-rates page at the date listed. (Individual bank rates may be lower than the maximum for some customers). In addition to the rates referenced here, both banks and Taxi charge a monthly fee for access to their facilities. On the interest.co.nz page above this is referred to as the Management fee. Taxi’s management fee is 0.15% per month on the Taxi facility limit. This is calculated monthly and billed quarterly and is comparable to the management fee of the main four banks.Taxi interest rateSecure 7.09% p.a. interest rate with TaxiFlexible, easy repayments tailored to fit your business cash flow needsNo personal guaranteesUsing Taxi doesn’t impact your other lending arrangementsUse our pricing calculatorIntegrates with myIRConnected to IRD, facilitated by Public Trust.All taxpayments made through Taxi are facilitated by Government-owned Public Trust andheld on your behalf at Inland Revenue. Our integration with myIR will keep yourTaxi account in-line with your upcoming tax obligations at IRD.Get startedTAXI FOR ADVISORSVisibility for you, and your accountant.If you opt to share your Taxi account activity with your accountant, we can provide them with seamless visibility into your account transactions. Their tax payment advice is easily applied to your Taxi account, and your accountant is given visibility of your tax position through our accountant portal.Powered by tax pooling legislationIf your accountant is part of our Partner Programme, using their referral code will entitle you to a 10% discount on your quarterly facility feesTAXI FOR ADVISORSSafe & secureBuilt by accountants and tax specialists.We are a group of accountants, tax experts, and technology innovators. With Taxi, we are making the benefits of New Zealand’s tax system available to all, levelling the playing field for businesses of every size.Built by accountants, lawyers and tech specialistsPowered by Tax Traders, New Zealand’s most preferred IRD-approved tax pooling intermediaryView featuresFAQsCan't find your answer here? Our friendly team is ready to help, or you can explore our detailed Knowledge Base for more information!Get startedspeak to a taxi expertWhat happens to my tax payments when I use Taxi? Your provisional tax payments are held on your behalf by Government-owned Public Trust, in a tax pooling account at Inland Revenue.How much business funding can I access with Taxi? You can access as much or as little as you need, up to an amount equal to 90% of the provisional tax payments you have paid through Taxi in the previous 12 months.Can I skip repayments? You can skip repayments during the nine-month repayment period without incurring extra costs, so long as you catch up on those skipped repayments during the nine-month repayment period. Of course, if you repay the funds early, Taxi will reward you and provide you with a rebate.What do businesses use Taxi for? Our early stage research showed business owners wanted to use Taxi for expansion, purchasing vital machinery, managing delayed payments, and navigating seasonal dips in business. Business owners also told us they love the peace of mind that Taxi provides.Do I need to tell my accountant I am using Taxi? If you have an accountant, we think it’s a great idea to let them know you are using Taxi, but there is no requirement to do this.speak to a taxi expertGet startedDo you have questions?Register for a Taxi webinar.Our experts will walk you through everything you need to know and answer any questions you may have.Register For a webinar“We love that Taxi is helping Kiwi keep more money in their business.”— Matthew Harris, LighthouseRead The case studyGet startedIn the mediaTax Traders and Taxi take Best Places to Work crownThe winners of this year’s Best Places to Work awards have been announced. The overall tit... Tax, love and being the best place to work"We're ambitious fintech companies and we want to be the best at everything we do, we're co... Tax Traders and Taxi take top prize at 2024 Best Places to Work AwardsIn a glitzy ceremony held this week at Auckland’s Cordis Hotel, the 2024 Best Places to Wor... Taxi lets small businesses borrow against their provisional tax"There are 400,000 small businesses who are desperate for access to capital," says Nicola T... Hail Taxi - the idea which can actually help small business cashflowAnyone who owns or operates a small-to-medium enterprise (SME) in New Zealand will... Workplaces should be a place of healingStarting a business for the first time is no mean feat. Nor is managing a redundancy, goi... Why can't we have a good work life balance and a good salary?Studies have shown that workers are sacrificing their salary for a better work life balance... Simplicity takes 19pc stake in Tax TradersFund manager Simplicity has broken new ground by taking a 19 percent stake in technol... ‘Seriously disruptive  to the banks’: Sam Stubbs’ Simplicity takes 19 per cent stake in TaxiKiwiSaver provider Simplicity has broken new ground by taking a 19 per cent stake in techno... Taxi encourages Kiwis to decline the bank in new launch campaignNew locally owned FinTech start up Taxi has come out firing in its new launch campaign by... How Taxi is getting the NZ economy movingTaxi co-founder Nicola Taylor joins  Simon to discuss the fintech startup's unique take on b... Simplicity jumps onboard TaxiNot-for-profit KiwiSaver provider Simplicity has taken an 18.8 percent stake in the parent... Put your tax to work in three easy steps Sign up Pay your tax Access fundsGet startedCheck EligibilityGet startedCheck EligibilityTaxi insights in your inbox TaxiPricingFeaturesCase studiesAbout About usFor advisorsBecome a partnerBlogNewsroomNZIER reportSupportSupportCheck eligibility Book an expert Contact usLegalPrivacy policyTerms and conditionsPrivacy PolicyTerms & Conditions© Taxi Limited 2023LoginGet startedenen1727664005https://gotaxi.co.nz

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