https://getchip.uk

Save And Invest All In One Place | ChipChip is an investing and savings app. Download Chip to begin investing in funds, our general investment account and open a savings account.Save And Invest All In One Place | Chip Get the Chip AppScan the QR code to download the app.or get a download link via email.4.6 rating  |  26k+ reviewsJoin 500,000+ people build real wealth.You're in! Check your phone for an email.Oops! Something went wrong while submitting the form.SavingsNew GET STARTED Saving with ChipCompetitive rates, monthly prizes & award-winning AI. How auto-saves workLearn more about our award-winning AI. Interest rates explainedThe basics of interest rates. Cash ISA transfersHow to transfer your ISA to ChipOUR SAVINGS ACCOUNTSEasy Access AccountNewEasy access with instant deposits and withdrawals.Cash ISABuild your wealth with tax-free interest.Instant Access AccountHighly competitive rates without withdrawal restrictions.Prize Savings AccountOur savings account with a monthly prize draw. See all savings accounts Chip Cash ISAPopular4.84% AER 4.84% AER (variable tracker) paid monthly. Deposit and withdraw instantly. Earn interest monthly, tax free.Learn moreInvesting GET STARTED Investing with ChipFunds from the world’s largest asset managers. Free PlanChoose from five free-to-access investment funds. Stocks & Shares ISAA popular and tax-efficient way to invest. ChipX PlanLevel up your money with our premium plan.OUR INVESTMENT FUNDSS&P 500 Tech fundFree planInvest in tech giants from across the USA.Emerging Markets fundInvest in established & emerging companies.Healthcare Innovations fundInvest in healthcare’s biggest players.Ethical X fundSustainable, socially responsible investing.See all investment funds ChipX membershipPremium£5.99 /mo 0% platform fees* Unlimited auto investing. Full range of investment funds.Learn more*Fund management fees apply.Learn TOOLS Interest Rates Calculator NewSee how much you could earn in interest. Savings Goals CalculatorSee how long it will take to reach your goals. Stocks & Shares ISA CalculatorSee how much you could earn. Financial GlossaryDefinitions of financial terms.GuidesPersonal Savings AllowanceBasics of personal allowance in seconds.What is AER?Learn the basics of AER.Cash ISAs explainedOur guide to Cash ISAs savings.Money savings tipsFive great tips to help you save.VIDEOSWhere will you be in 10 years?Watch videoWhy Cash ISAs are back in fashion.Watch videoSupport get started with chip How saving with Chip worksEverything about saving with Chip. How we protect your moneyHow you're protected with FSCS. How auto-saves worksWhat is it and how to use it. How we can fight fraudWhat you can do to protect yourself.GUIDES Investing supportThe basics of investing with Chip. Changing your linked bank accountHow to update your bank details. How to connect your cardEverything about card connecting. Support & reasonable adjustmentsInform us of a vulnerability or life event. Get in contactReach out to a member of our support team who are on hand between 8am and 8pm weekdays.Contact usNeed help?Get StartedGet StartedYou look afterWe'll look afteryour real assets.the money.Meet Chip, your wealth app. Save and invest all in one place and take the effort out of building your long-term wealth.Get StartedGet Started4.6 rating  |  26k+ reviewsJoin 500,000+ people building real wealth.Discover ways to build your wealth.savemy wealth.I want toinvestEarn interest, tax-free with our Cash ISA.Learn more about our 4.84% Cash ISA.Our Cash ISAWhere do you want to be in 5 years?Try our interest rate calculator for a glimpse into the future.Try itEarn 5.00% AER interest with our Easy Access Saver Account.A home for your longer term savings.Easy Access Saver AccountDream big each month with the Prize Savings Account.Win a share of £87.5k of prizes in our monthly prize draw.Our Prize Savings AccountSave automatically with our award-winning AI.Why save with Chip?Individual T&Cs and eligibility criteria apply for each of these accounts. Charges may apply for certain app features and products.Pay a low platform fee of 0.25% on our standard plan.Or pay 0% platform fees with a ChipX membership. (£5.99 every 28 days).Our Stocks & Shares ISA£20,000Tax-freeInvest in funds available on our free plan.Get started with a simple choice of funds and low fees. Available on our free planOur Free PlanWhere do you want to be in 10 years?Try our Stocks & Shares ISA Calculator for a glimpse into the future.Try itSave automatically with our award winning AI.Our Savings ToolsInvest in funds from the biggest asset managers in the world.Everything from the FTSE100 and clean energy, to US Tech and Gold.See our funds*A monthly or annual ChipX membership fee is required and fund management charges apply.With investment, your capital is at risk. Tax treatment depends on your individual circumstances andmay be subject to change in the future. Charges may apply for certain app features and products. Trustpilot Almost double the highest ‘Big Four’ easy-access interest rates.The Chip Cash ISA is more than just a tax-efficient, flexible, and secure way to save money; it’s been built to help your money grow in a sustainable way that broadens your wider wealth-building portfolio.Our Cash ISA2.50%Highest of the ‘Big Four’* Cash ISA Accounts4.84%Chip Cash ISA T&Cs apply. 4.84% AER. Chip account required. *‘Big Four’ refers to: Barclays Instant Cash ISA, Lloyds Cash ISA saver, NatWest Cash ISA, HSBC Cash ISA. Rates vary between 1.21% to 2.50% AER, as of June 18 2024. In this calculation we work out how many times greater our Cash ISA 4.84% rate is against the 2.50% HSBC Cash ISA rate. Returns assume that rate remains the same for the year and £10,000 is held in the account with no further deposits or withdrawals.Savings done your way.Get your money making money with our range of savings accounts. Whether it’s instant access, tax-free interest or the chance to win prizes, make your goals happen with Chip.5.00% AER in easy access savings.Win a share of £87.5k of prizes each month.Earn interest, tax-free with our Cash ISA.Chip Savings AccountsAutomate your wealth with hands-free saving.All our savings accounts work with our Savings Plans, so you can automatically build your savings without thinking.You can use both our award-winning Auto-Saving technology and our recurring deposits feature to build fully customised savings plans. Charges may apply.Our award-winning AIYou made a save!NowYou saved £47.24 automatically.Get your money to work with investing.At Chip we’re about smart, considered wealth building, not guessing what individual stocks might do. Invest in funds carefully curated by the experts at BlackRock, Vanguard and Invesco.Pay 0.25% platform fees or 0% with ChipX.Managed by the biggest asset managers in the world.Select menu of the UK’s most popular investment funds.Investing with ChipAll our savings accounts are FSCS protected.Every savings account we offer is provided by UK authorised banks. Deposits made into these accounts are covered by the Financial Services Compensation Scheme (FSCS), ensuring government-backed protection up to £85,000 per bank.Keeping your money safePeople who have built wealth from the pound up.Your wealth building journey can start anywhere. Hear from a few of our members who took control of their money, and all in one savings app. Pricing planPick the membership plan that's right for you. Get started for free or level up with ChipX with a 28 day free trial. Then pay £5.99 every 28 days (paid monthly) or £65.05 paid (annually).Basic plan£0.00/moGet StartedChipX plan£5.99/moLearn moreAccountsGeneral Investment AccountAccess to competitive savings accountsStocks & Shares ISAFeaturesAutosaves45p per saveUnlimited free useRecurring depositsUnlimited free useUnlimited free usePlatform fees*0.25%0%Access to all our investment fundsFundsIndex Tracker Funds(excluding MSCI World ETF)Ready Made FundsActively Managed FundsBonds/Money Market FundsThematic FundsCommoditiesSee our pricingOpening a Chip account takes just a few minutes. No forms, no fuss.Get StartedGet Started4.6 rating 26k reviews 1. Download ChipHead to the App Store or Google Play Store. 2. Create an accountEnter a few details and pass a quick check. 3. You're good to go!Choose from our range of finance products.Chip Financial LTDRegistered office: Sixth FloorFora Montacute Yards1‍86 Shoreditch High StreetLondonE1 6HU‍Note that Chip is not a bank, meaning that we do not have physical branches, issue debit bank cards nor are you able to access your Chip money via ATMs. Chip does not provide financial advice and our services are only available via the Chip app. ‍hello@getchip.uk HomeAbout UsCommunityCareersContact UsPricingBlogReviewsInvest with ChipFundsStocks & Shares ISASavings AccountsChip Cash ISAEasy Access Account Prize Savings AccountInstant Access AccountPolicies & Important DocumentsComplaintsHelp CentreSupport, vulnerabilities and reasonable adjustments © Chip Financial Ltd - Registered Company in England and Wales #10113174© Chip Financial (Investments) Ltd - Registered Company in England and Wales #15161994Privacy NoticeTerms of UseCookies PolicyInvestmentsFor our Investment Platform business only Chip Financial (Investments) Ltd is authorised and regulated by the Financial Conduct Authority, under Firm Reference Number 1005114. When investing your capital is at risk, and the value of your investments can go up as well as down and you may receive less than your original investment.  Past performance is not a reliable indicator of future performance. Chip does not provide investment advice, and you as an individual investor should make your own decisions or seek professional independent advice. Your money may be protected up to £85,000 by the Financial Services Compensation Scheme (“FSCS”) under their Investment Scheme. This means that in the event Chip Financial Investments Ltd is declared to be in default and cannot meet their obligations, you may be able to claim compensation. It’s important to understand that the FSCS doesn’t cover you in the event that your investments go down and you get back less than what you put in. Further information is available from the FSCS website (fscs.org.uk).SavingsChip is a trading name of Chip Financial Ltd and is authorised by the Financial Conduct Authority under the Payment Services Regulation 2017 for the provision of payment services. Firm Reference Number 911255.Only eligible deposits held in the Chip Savings Accounts (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. To find out more and to check your eligibility please visit: fscs.org.uk/about-us/. ClearBank is responsible for the provision of the Chip Instant Access Account, the Chip Prize Savings Account & the Chip Cash ISA. This means deposits held across these accounts would be eligible for a total of £85,000 of FSCS protection ONLY.There are certain situations where your deposits are protected through the FCA’s safeguarding rules. Should the safeguarding bank fail (i.e. ClearBank), then you may be eligible for FSCS protection. For more information, please visit: https://getchip.uk/how-we-protect-your-money.Prize Savings Account (“PSA”)T&Cs, eligibility criteria and minimum average balance of £100 applies. FSCS limits of £85,000 apply to eligible deposits. Prizes are not cash and are applied to your PSA as a bonus. Prizes become cash once you withdraw your entire PSA balance into your linked bank account. Prizes are not eligible for FSCS protection. This account does not offer interest. For current prize values, entry and eligibility criteria and how to opt-out see: getchip.uk/legal/prize-savings-account-terms. You can opt out of any or all prize draws at any time by contacting our Customer Success team via our in-app chat, or emailing support on hello@getchip.uk. If you have opted out, you can opt back in at any time via the same channels. You acknowledge that if you opt out, you will no longer be eligible for entry into prize draws. The PSA and prize draws are offered and managed by Chip. ClearBank is responsible for only the provision of the account and holding your funds which are FSCS protected (subject to eligibility). ClearBank is also responsible for the provision of the Chip Instant Access Account. This means deposits held across both accounts would be eligible for a total of £85,000 of FSCS protection ONLY.Chip Cash ISAYour Chip Cash ISA is a cash ISA provided by ClearBank Limited, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority under registration number 754568. ClearBank Limited is approved by His Majesty’s Revenue and Customers (“HMRC”) for the purposes of the Individual Savings Accounts Regulations 1998 as an ISA manager. ClearBank Limited is registered in England and Wales under company number 09736376 with registered office: ClearBank, Borough Yards, 13 Dirty Lane, London, SE1 9PA. Your deposit is eligible for protection under the Financial Services Compensation Scheme ("FSCS"). Your eligible deposits with Clearbank Limited are protected up to a total of £85,000.Cookie SettingsWe use cookies to provide you with the best possible experience. They also allow us to analyse user behavior in order to constantly improve the website. See our Privacy Policy.Reject allI want to chooseAccept AllFunctionalityAnalytics StorageAd StorageAd User DataAd PersonalisationPersonalization StorageSecurity StorageThank you! Your submission has been received!Oops! Something went wrong while submitting the form.Accept selection SavingsNew GET STARTED Saving with ChipCompetitive rates, monthly prizes & award-winning AI. How auto-saves workLearn more about our award-winning AI. Interest rates explainedThe basics of interest rates. Cash ISA transfersHow to transfer your ISA to ChipOUR SAVINGS ACCOUNTSEasy Access AccountNewEasy access with instant deposits and withdrawals.Cash ISABuild your wealth with tax-free interest.Instant Access AccountHighly competitive rates without withdrawal restrictions.Prize Savings AccountOur savings account with a monthly prize draw. See all savings accounts Chip Cash ISAPopular4.84% AER 4.84% AER (variable tracker) paid monthly. Deposit and withdraw instantly. Earn interest monthly, tax free.Learn moreInvesting GET STARTED Investing with ChipFunds from the world’s largest asset managers. Free PlanChoose from five free-to-access investment funds. Stocks & Shares ISAA popular and tax-efficient way to invest. ChipX PlanLevel up your money with our premium plan.OUR INVESTMENT FUNDSS&P 500 Tech fundFree planInvest in tech giants from across the USA.Emerging Markets fundInvest in established & emerging companies.Healthcare Innovations fundInvest in healthcare’s biggest players.Ethical X fundSustainable, socially responsible investing.See all investment funds ChipX membershipPremium£5.99 /mo 0% platform fees* Unlimited auto investing. Full range of investment funds.Learn more*Fund management fees apply.Learn TOOLS Interest Rates Calculator NewSee how much you could earn in interest. Savings Goals CalculatorSee how long it will take to reach your goals. Stocks & Shares ISA CalculatorSee how much you could earn. Financial GlossaryDefinitions of financial terms.GuidesPersonal Savings AllowanceBasics of personal allowance in seconds.What is AER?Learn the basics of AER.Cash ISAs explainedOur guide to Cash ISAs savings.Money savings tipsFive great tips to help you save.VIDEOSWhere will you be in 10 years?Watch videoWhy Cash ISAs are back in fashion.Watch videoSupport get started with chip How saving with Chip worksEverything about saving with Chip. How we protect your moneyHow you're protected with FSCS. How auto-saves worksWhat is it and how to use it. How we can fight fraudWhat you can do to protect yourself.GUIDES Investing supportThe basics of investing with Chip. Changing your linked bank accountHow to update your bank details. How to connect your cardEverything about card connecting. Support & reasonable adjustmentsInform us of a vulnerability or life event. Get in contactReach out to a member of our support team who are on hand between 8am and 8pm weekdays.Contact usNeed help?Get StartedGet Started1729190163https://getchip.uk

Edit your site?

What are you doing?