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Sallie Mae | Education Loans, College Planning & Online BankingSallie Mae is the nation’s saving, planning, and paying for college company, offering private education loans, free college planning tools, and online banking.Sallie Mae | Education Loans, College Planning & Online Banking We're here to help our customers in communities impacted by the recent hurricanes. Our agents are ready to assist you. Contact us Skip to main content Student Loans Main Menu Student Loans Private Student Loans Find a private student loan designed to fit your needs. Undergrad Student Loan For college students earning a bachelor's or associate's degree. Graduate Student Loans Choose the right loan for your graduate degree or post-graduate studies. Career Training Loan For students taking professional training or certificate courses. Information you may need Get Ready to Borrow Manage Your Student Loans Scholarships Main Menu Scholarships $2,000 Scholarship Enter to win our no-essay $2,000 college scholarship in 2 minutes or less. Scholarship Search Easily find and sort through hundreds of college scholarships for free. Scholarships for High School Seniors Explore scholarships for high school seniors and get tips on how to apply. Scholarships for College Students Find scholarships for college students and get tips on how to apply. Additional Scholarship Resources Apply for Scholarships Scholarship Essays Types of Scholarships Financial Aid Main Menu Financial Aid FAFSA Guide Learn how to answer the 2024-25 FAFSA® questions like a pro. Financial Aid Offers Compare financial aid offers to determine the most affordable schools for you and your family. College Grants Learn more about federal and state grants and how to apply. Federal Pell Grants Discover what a Pell Grant is, who is eligible, and how to apply. Popular tools & resources Accrued Interest Calculator Student Loan Calculator Types of Student Loans Federal vs Private Student Loans College Planning Tools Federal Work-Study Military Tuition Assistance Graduate School Information Savings Main Menu All Savings Products SmartyPig® Use this free, online piggy bank to save for long- and short-term goals. Money Market Account Grow your money faster with a higher interest rate and no monthly fees. Certificates of Deposit Earn a guaranteed rate of interest over a fixed period of time. High-Yield Savings Account Earn interest at a higher rate than a traditional savings account, with no monthly fees. Information you may need Compare Product Rates Log in Apply for a loan Home Be ready for what’s next with the nation’s #1 private student lender It’s quick and easy to apply for an undergraduate loan   Fixed rates: 3.49% - 15.49% APRfootnote 1 Variable rates: 5.54% - 15.70% APRfootnote 1 Lowest fixed and variable rates include the auto debit discount. I’m ready to apply See all student loans You need more. And there’s so much more we can do. This is where Sallie comes in To show up for all your small moments and big milestones from day one to after graduation. To support you beyond paying for school. Scholarship Search, an easy way to find scholarships made for you Start exploring scholarships $2,000 scholarship to help you pay for schoolfootnote 2 Enter in 2 minutes or less Student Hub has the answers to your higher ed questions Dive into the conversation Looking for more? Previous   Need some study music? Check out our album   Want step-by-step help with the FAFSA®? Discover our FAFSA Guide   Looking for advice on campus life? Listen to our podcast   How are students paying for college? See our leading research Next   Pay less for college. For real. Get as much free money as you can, so you can spend less out of pocket. Enter to win $2,000 scholarshipfootnote 2 Fill out an entry in 2 minutes or less, with no essay! Enter $2,000 scholarship Find scholarships that are right for you Get personalized suggestions for scholarship opportunities. Find scholarship recs Helping more students access education Discover scholarships we offer for students from historically underserved communities in partnership with Thurgood Marshall College Fund. Check out our scholarships Inspo for your journey Discover good vibes, confidence-boosting tips, and inspiring student stories. Follow us on Instagram footnote Borrow responsibly We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.footnote Loans for Undergraduate & Career Training Students are not intended for graduate students and are subject to credit approval, identity verification, signed loan documents, and school certification. Student must attend a participating school. Student or cosigner must meet the age of majority in their state of residence. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident), and provide an unexpired government-issued photo ID. Requested loan amount must be at least $1,000.footnote 1. Advertised APRs for undergraduate students assume a $10,000 loan to a student who attends school for 4 years and has no prior Sallie Mae-serviced loans. Interest rates for variable rate loans may increase or decrease over the life of the loan based on changes to the 30-day Average Secured Overnight Financing Rate (SOFR) rounded up to the nearest one-eighth of one percent.  Advertised variable rates are the starting range of rates and may vary outside of that range over the life of the loan. Interest is charged starting when funds are sent to the school. With the Fixed and Deferred Repayment Options, the interest rate is higher than with the Interest Repayment Option and Unpaid Interest is added to the loan’s Current Principal at the end of the grace/separation period. To receive a 0.25 percentage point interest rate discount, the borrower or cosigner must enroll in auto debit through Sallie Mae. The discount applies only during active repayment for as long as the Current Amount Due or Designated Amount is successfully withdrawn from the authorized bank account each month. It may be suspended during forbearance or deferment.footnote 2. No purchase necessary. Void where prohibited. Odds of winning depend on number of entries received. Ends 12/31/2024. See Official Rules.footnote Sallie Mae loans are made by Sallie Mae Bank.footnote Information advertised valid as of 10/12/2024.footnote SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. CHECK SALLIEMAE.COM FOR THE MOST UP-TO-DATE PRODUCT INFORMATION. Home About Us Careers For Investors Media Blog Leading Research Contests Benefits Transparency Cosigner Responsibilities Become a School Partner Partner Resources Military Resources Beware of Debt Relief Offers Contact Us FAQ Sitemap Terms of Use Protect Your Privacy Avoid Online Fraud Accessibility Statement Do Not Sell or Share My Personal Information  We share links to outside websites to help you find useful and relevant information. Once you leave salliemae.com, any information you provide will be covered under the third-parties’ terms of use and privacy policy. © 2024 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.enen1740370321https://salliemae.com

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