https://coverflex.com

Flexible compensation for modern companies | CoverflexThe easiest way to award, manage and enjoy flexible benefits and insurance. We give you the tools to reduce your costs and maximise your people’s earnings.Flexible compensation for modern companies | Coverflex 🎉 Now, the Coverflex Meal Card is FREE for up to 25 employees! Learn more -> get startedproductsWalletAll-in-one platform to manage meal vouchers and fringe benefitsMealThe most sustainable way to manage meal vouchersInsuranceUnique digital insurance management experienceChildcareThe childcare voucher with the lowest commission in Portugal FlexpayWith Flexpay you can transfer part of your salary throughout the month BudgetsGive more to your team: choose an amount and what it can be used for.solutionby IndustriesTechnologyManagement and consultingMarketingFinanceAccountingHospitality and turismHealth and well-beingpor CargoRecursos HumanosFinanceiroGestorespor TamanhoPequenas empresasMédias empresasGrandes empresaspor Casos de UsoOtimização fiscalAtração de talentoRetenção de talentoPoupança de tempoAumento salarialresourcesUseful resourcesBlogCustomer storiesFAQ'sCoverflexAbout usOur PurposeBrandCareersThe state ofcompensation 2023-24newknow morepricingraving fanssign inCompany EmployeeChildcarestart nowCompanyManage multiple benefits for your employees in one platformget started EmployeeMaximize your salary, invite your company to Coverflexknow more Receive a call from us in 5 minutes. Thank you!We will call you as soon possible!continue The flexible compensation platformA single card to offer flexible benefits, meal allowance, insurance, discounts, and more — our solution allows you to save, on average, €1,000 per employee. 1 😀 Zero commitment 🏆 #1 solution in Portugal 👋 Sign up or book a demo in seconds What is the number of employees in Portugal? 1-25 employees 26-250 employees +250 employees falar connoscoDoes your company already have Coverflex? Then talk to us Trusted by more than 8.500 companies and 180.000 employees360º CompensationThe all-in-one solution to manage and enjoy multiple benefits.learn moretry outBenefits Childcare
Voucher Retirement Investment Health 
& Well-being Education Expenses Gym & Fitnessand more...Budgets Learning 
& Personal Development Team activities Transportation Remote
Workand any other policy your team enjoys...Meal card that works anywhereuse it online 
or in-storeInsurance Health Insurance Life InsuranceFlexpay Let your employees choose when they want to get paid On-demand Scheduled payments Why Coverflex?company calculatoremployee calculatorNumber of employeesAverage benefits balance (yearly)€1 200Annual savings€19 400Social Security exemption (23,75%)Location What is your relationship status? Number of children Daily value € DaysVencimento Base €Outros rendimentos isentos €How much allocated to Gross Salary?1 200€How much allocated to Coverflex Wallet?1 200€Your annual net gain{[{ result.net_gain | ceil }]}€ Tax optimisationFlexible benefits help employees to optimise their compensation and save significantly on their everyday expenses.You’ll be cutting costs while your employees reach their full earning potential.learn moreWhy Coverflex?Everything in one placeCoverflex lets you pick and choose the benefits you want to give your people and helps you manage them all in one place.For one benefit or many, simplifying management and centralizing your processes is the way to go.learn moreWhy Coverflex?Let your people chooseEmpower your team to make decisions on how to spend their own compensation on the go.get started*All numbers consider a 27% personal income tax (IRS) rate and 11% rate for Social Security.Yoga classPersonal Growth Budget€105.32 available€500 totalYour compensation, your way.Coverflex lets you decide how to spend your compensation in the moment, to fit your changing needs. Our benefits are designed to be accessible for all. FlexpaySeptember240€available300€transferred60€daily amountUber Eats‍35€Savings11,03€Social Security exemptIRS exemptApple Airpods‍198€Savings121,36€Social Security exemptIRS exemptChildcare voucher‍350€Savings110,25€Social Security exemptIRS exemptHealth Insuranceadd familyEric Cartman4,32€ by monthbenefits budget What is the size of your company? 1-25 employees 26-250 employees +250 employees Thousands of stores, partners, restaurants and supermarketsand many more!3 weeksimplementation 89 hsaved per year in
company efforts4.9/5user satisfaction+10%average increase in compensation What is the size of your company? 1-25 employees 26-250 employees +250 employees Find all about what our  customers have to say about usUser friendly, very easy to use. Allows us to manage most of our benefits. Service team is overall supportive. Definitely recommend Coverflex in comparison with other platforms we [had a] demo with. We have been with Coverflex for more than a year now and we're happy.Sara A.Head of PeopleThe best card I had so far. The app is excellent. I love using Coverflex.Andrea P.Chief Commercial OfficerThe most complete all-in-one solution for employee benefits and perks. All meal, non-taxable benefits, budgets and employee perks in one app with great UX/UI.Miguel S.Venture PartnerIf you don't have Coverflex in your company, you're missing out. It’s excellent - not only the product, but also the sales and support teams. It allows for centralisation and automation of a great deal of organisational bureaucracy, and often at a much cheaper price than the other platforms.Adriano M.COO1. Onboarding is super easy and quick. 2. Pays for itself - both employers and employees save huge amounts of money. 3. Stellar customer service. There are valid alternatives in the market but everyone of them solve a single pain point, whereas Coverflex is a 360 solution: childcare vouchers, meal card, health insurance, you name it.João B.Head of GrowthVery intuitive and easy to use. Almost instant chat support when needed. Coverflex is a platform that allows employees to manage their flexible benefits, completely autonomously and on their own timings, which makes a world of difference.Sofia N.People Culture SupportGreat software. Ease of use, benefits, support, dedicated team.Jaime J.CEOCoverflex greatly reduces administrative work and gives the employee the power to choose what they want to do with the money they have available.Sandra NaveHead of Finance at Stellaxiusread this story It is placing the burden of decision making on employees, on what are the benefits valued by our people.Irene RuaHuman Resources Director at Doutor Finançasread this story Coverflex had a very positive impact for us, and the platform itself is geared towards the employee: it places them as the decision maker of their own income. Cátia VianaPeople Operations Manager at Emmaread this story Os nossos utilizadores adoram-nos! 4.5 on Google Play(2,712 reviews) 4.5 on Apple Store(3,325 reviews) 4.5 on Capterra(50 reviews) 4.7 on G2(14 reviews)No product is perfect.
But we want to get there.We believe transparency is paramount: read not only our most glowing reviews but also some of the less positive feedback we’ve received. We keep working daily to create a spotless experience to all our users.read more testimonials Sustainable and reliable Coverflex ProductsMealThe best experience to manage and spend Meal Allowance.Annual plan0€/monthper employeeMonthly plan0€/monthper employee*up to 25 employeesget startedlearn moreChosen byWalletThe easiest way to award, manage and enjoy multiple benefits, includes our Childcare and Meal services.Annual plan7€/monthper employeeMonthly plan9€/monthper employee+ 6€ per cardget startedlearn moreChosen byChildcareThe first fully digital and autonomous experience to issue childcare vouchers.3%commission per childcare voucherget startedlearn moreUniversal Cover, SAPT515428515PortugalLicences:Insurance agent‍420560995Childcare voucher issuer‍23.09.2020[email protected]ProductsCoverflex WalletCoverflex ChildcareCoverflex MealCoverflex InsuranceCoverflex FlexpayCoverflex BudgetsCoverflexAbout usBlogCareersBrandOur purposeHelp CenterCoverflexAbout usBlogCareersBrandOur purposeHelp CenterLegalTerms and ConditionsTerms and Conditions - MealTerms of SitePrivacy PolicyCookies PolicyCookies PreferenceCoverflex cardLivro de ReclamaçõesLegalTerms and ConditionsTerms and Conditions - MealTerms of SitePrivacy PolicyCookies PolicyCookies PreferenceCoverflex CardComplaints bookLoginCompanyEmployeeChildcareLoginCompanyEmployeeChildcare1 This amount is an estimate, based on data from platform usage, and not a guarantee. The actual savings per employee that the use of the Coverflex solution allows the company depends on the monthly amount of Coverflex benefits that the company decides to allocate to each employee.Made with humanity for your benefitIn collaboration with:Certified by Portugal (EN)Portugal (EN)Portugal (PT)Italia (IT)España (ES)© Coverflex 2024 All rights reserved.enen1731000181https://coverflex.com

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